IFSC Code of The Jalgaon Peopels Cooperative Bank Limited, Bhusawal Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Jalgaon Peopels Cooperative Bank Limited's BHUSAWAL branch in BHUSAWAL, MAHARASHTRA. The branch's IFSC code JPCB0000013 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Jalgaon Peopels Cooperative Bank Limited's BHUSAWAL branch, the IFSC JPCB0000013 breaks down as follows: JPCB identifies the bank, 0 is the reserved character, and 000013 identifies this particular branch.

About The Jalgaon Peopels Cooperative Bank Limited

The Jalgaon Peopels Cooperative Bank Limited operates a wide network of branches across India, including the Bhusawal branch in Bhusawal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, JPCB0000013.

About this branch

The branch is located at SHOP NO.1,2,3&4,NISARG PLAZA,JAMNER ROAD. It serves the Bhusawal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Jalgaon Peopels Cooperative Bank Limited. The IFSC JPCB0000013 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every The Jalgaon Peopels Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHUSAWAL of The Jalgaon Peopels Cooperative Bank Limited — its own 11-character IFSC. The code JPCB0000013 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JPCB0000013 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Bhusawal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JPCB0000013 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC JPCB0000013

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JPCB0000013 across all three.

How to use IFSC JPCB0000013 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Jalgaon Peopels Cooperative Bank Limited's BHUSAWAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC JPCB0000013.
4. Confirm the bank name auto-populates as The Jalgaon Peopels Cooperative Bank Limited and the branch as BHUSAWAL.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC JPCB0000013

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Jalgaon Peopels Cooperative Bank Limited – BHUSAWAL, ensure your bank's portal accepts IFSC JPCB0000013 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Jalgaon Peopels Cooperative Bank Limited – BHUSAWAL, use IMPS. With IFSC JPCB0000013 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JPCB0000013 for The Jalgaon Peopels Cooperative Bank Limited – BHUSAWAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bhusawal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Jalgaon Peopels Cooperative Bank Limited's BHUSAWAL branch, the IFSC JPCB0000013 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Bhusawal branch is mapped to IFSC JPCB0000013 on the RBI payments network. The branch generally supports the full retail product catalogue of The Jalgaon Peopels Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JPCB0000013.

Banking services available

The Bhusawal branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2582-229988.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC JPCB0000013

Online banking and IFSC JPCB0000013

The Jalgaon Peopels Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BHUSAWAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JPCB0000013 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Bhusawal branch sits at SHOP NO.1,2,3&4,NISARG PLAZA,JAMNER ROAD. If you are travelling from outside Bhusawal, search for the branch on a maps application using the bank name and locality, or call 2582-229988 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JPCB0000013 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Jalgaon Peopels Cooperative Bank Limited – BHUSAWAL:

• The IFSC is exactly JPCB0000013 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Jalgaon Peopels Cooperative Bank Limited as the bank name and BHUSAWAL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhusawal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JPCB0000013, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC JPCB0000013 for The Jalgaon Peopels Cooperative Bank Limited – BHUSAWAL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: JPCB0000013 is the IFSC code of The Jalgaon Peopels Cooperative Bank Limited, BHUSAWAL branch, in BHUSAWAL, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.