IFSC Code of The Jalgaon Peopels Cooperative Bank Limited, Aurangabad Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Jalgaon Peopels Cooperative Bank Limited's AURANGABAD branch in AURANGABAD, MAHARASHTRA. The branch's IFSC code JPCB0000016 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Jalgaon Peopels Cooperative Bank Limited's AURANGABAD branch, the IFSC JPCB0000016 breaks down as follows: JPCB identifies the bank, 0 is the reserved character, and 000016 identifies this particular branch.

Bank profile

The Jalgaon Peopels Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Aurangabad branch — IFSC JPCB0000016 — extends the bank's services to customers in and around Aurangabad, Maharashtra.

Branch details at a glance

About this branch

The branch is located at PLOT NO. 6, ANNAPURNA TOWER,ADALAT ROAD. It serves the Aurangabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Jalgaon Peopels Cooperative Bank Limited. The IFSC JPCB0000016 is used to identify this branch on the RBI payments network.

Why every The Jalgaon Peopels Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AURANGABAD of The Jalgaon Peopels Cooperative Bank Limited — its own 11-character IFSC. The code JPCB0000016 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JPCB0000016 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Aurangabad branch

Once you have an account at The Jalgaon Peopels Cooperative Bank Limited – AURANGABAD, the IFSC JPCB0000016 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Aurangabad branch can access most of The Jalgaon Peopels Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JPCB0000016

How to transfer money using IFSC JPCB0000016

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JPCB0000016 across all three.

NEFT to The Jalgaon Peopels Cooperative Bank Limited, AURANGABAD using IFSC JPCB0000016

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JPCB0000016, and confirm that the system picks up The Jalgaon Peopels Cooperative Bank Limited – AURANGABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to AURANGABAD

If you need to transfer ₹2 lakh or more in one go to an account at The Jalgaon Peopels Cooperative Bank Limited's AURANGABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JPCB0000016 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Jalgaon Peopels Cooperative Bank Limited – AURANGABAD, use IMPS. With IFSC JPCB0000016 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JPCB0000016 for The Jalgaon Peopels Cooperative Bank Limited – AURANGABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Aurangabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Jalgaon Peopels Cooperative Bank Limited's AURANGABAD branch, the IFSC JPCB0000016 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC JPCB0000016

The Jalgaon Peopels Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AURANGABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JPCB0000016 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Jalgaon Peopels Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JPCB0000016 and the account number together uniquely identify the Aurangabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Jalgaon Peopels Cooperative Bank Limited – AURANGABAD:

• The IFSC is exactly JPCB0000016 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Jalgaon Peopels Cooperative Bank Limited as the bank name and AURANGABAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Aurangabad branch sits at PLOT NO. 6, ANNAPURNA TOWER,ADALAT ROAD. If you are travelling from outside Aurangabad, search for the branch on a maps application using the bank name and locality, or call 240-2346713 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JPCB0000016 and your account number.

Verifying IFSC JPCB0000016 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JPCB0000016 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 240-2346713.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Aurangabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JPCB0000016 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JPCB0000016 belongs to The Jalgaon Peopels Cooperative Bank Limited's AURANGABAD branch, located at PLOT NO. 6, ANNAPURNA TOWER,ADALAT ROAD in AURANGABAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.