IFSC Code of The HASTI Cooperative Bank Limited, Shindkheda Branch, Maharashtra

If you are searching for the IFSC code of The HASTI Cooperative Bank Limited, SHINDKHEDA branch in SHINDKHEDA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is HCBL0000102. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SHINDKHEDA branch, and detailed step-by-step guides for using the IFSC HCBL0000102 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HCBL0000102 is the IFSC of The HASTI Cooperative Bank Limited's SHINDKHEDA branch. The format is fixed: HCBL = bank code, 0 = reserved, 000102 = branch identifier.

About the bank

The HASTI Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shindkheda branch in Shindkheda, Maharashtra is part of this network and uses the IFSC code HCBL0000102 for all electronic settlement.

Shindkheda branch overview

Located at NEAR S.T. STAND, SHINDKHEDA, (DIST - DHULE) PIN -425408, the Shindkheda branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HCBL0000102 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The HASTI Cooperative Bank Limited's SHINDKHEDA branch came to be assigned the code HCBL0000102.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HCBL0000102, money simply cannot be routed to the SHINDKHEDA branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The HASTI Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HCBL0000102 and the account number together uniquely identify the Shindkheda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC HCBL0000102

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HCBL0000102 across all three.

How to use IFSC HCBL0000102 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The HASTI Cooperative Bank Limited's SHINDKHEDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HCBL0000102.
4. Confirm the bank name auto-populates as The HASTI Cooperative Bank Limited and the branch as SHINDKHEDA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC HCBL0000102

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The HASTI Cooperative Bank Limited – SHINDKHEDA, ensure your bank's portal accepts IFSC HCBL0000102 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The HASTI Cooperative Bank Limited SHINDKHEDA (IFSC HCBL0000102)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HCBL0000102 in your mobile or internet banking app, and the money is credited to the SHINDKHEDA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HCBL0000102 for The HASTI Cooperative Bank Limited – SHINDKHEDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shindkheda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HCBL0000102

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The HASTI Cooperative Bank Limited – SHINDKHEDA is still mapped to IFSC HCBL0000102. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HCBL0000102 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Shindkheda branch is mapped to IFSC HCBL0000102 on the RBI payments network. The branch generally supports the full retail product catalogue of The HASTI Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HCBL0000102.

Banking services available

The Shindkheda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8888891646.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HCBL0000102

Digital banking channels

Most day-to-day work that customers used to do at the Shindkheda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HCBL0000102 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Shindkheda branch sits at NEAR S.T. STAND, SHINDKHEDA, (DIST - DHULE) PIN -425408. If you are travelling from outside Shindkheda, search for the branch on a maps application using the bank name and locality, or call 8888891646 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HCBL0000102 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The HASTI Cooperative Bank Limited – SHINDKHEDA:

• The IFSC is exactly HCBL0000102 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The HASTI Cooperative Bank Limited as the bank name and SHINDKHEDA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Shindkheda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HCBL0000102 continue to work without interruption.

Verifying IFSC HCBL0000102 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HCBL0000102 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8888891646.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: HCBL0000102 is the IFSC code of The HASTI Cooperative Bank Limited, SHINDKHEDA branch, in SHINDKHEDA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.