IFSC Code of The HASTI Cooperative Bank Limited, Nijampur Branch Branch, Maharashtra

If you are searching for the IFSC code of The HASTI Cooperative Bank Limited, NIJAMPUR BRANCH branch in NIJAMPUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is HCBL0000121. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NIJAMPUR BRANCH branch, and detailed step-by-step guides for using the IFSC HCBL0000121 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The HASTI Cooperative Bank Limited's NIJAMPUR BRANCH branch, the IFSC HCBL0000121 breaks down as follows: HCBL identifies the bank, 0 is the reserved character, and 000121 identifies this particular branch.

Branch details at a glance

About the bank

The HASTI Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nijampur Branch branch in Nijampur, Maharashtra is part of this network and uses the IFSC code HCBL0000121 for all electronic settlement.

Nijampur Branch branch overview

Located at NEAR DR.HEMANT PATIL NIJAMPUR TALUKA-SAKRI SIST-DHULE 424305, the Nijampur Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HCBL0000121 is required for all interbank electronic transfers routed through this branch.

Why every The HASTI Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NIJAMPUR BRANCH of The HASTI Cooperative Bank Limited — its own 11-character IFSC. The code HCBL0000121 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HCBL0000121 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HCBL0000121

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HCBL0000121 across all three.

NEFT to The HASTI Cooperative Bank Limited, NIJAMPUR BRANCH using IFSC HCBL0000121

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HCBL0000121, and confirm that the system picks up The HASTI Cooperative Bank Limited – NIJAMPUR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC HCBL0000121

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The HASTI Cooperative Bank Limited – NIJAMPUR BRANCH, ensure your bank's portal accepts IFSC HCBL0000121 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The HASTI Cooperative Bank Limited – NIJAMPUR BRANCH, use IMPS. With IFSC HCBL0000121 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Nijampur Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HCBL0000121:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NIJAMPUR BRANCH is still linked to IFSC HCBL0000121.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HCBL0000121

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The HASTI Cooperative Bank Limited – NIJAMPUR BRANCH is still mapped to IFSC HCBL0000121. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HCBL0000121 and the beneficiary's account number to complete the transfer.

Account types you can open at the Nijampur Branch branch

Once you have an account at The HASTI Cooperative Bank Limited – NIJAMPUR BRANCH, the IFSC HCBL0000121 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Nijampur Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 42430-7447437805.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HCBL0000121

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The HASTI Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HCBL0000121 and the account number together uniquely identify the Nijampur Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Nijampur Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HCBL0000121 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The HASTI Cooperative Bank Limited – NIJAMPUR BRANCH:

• The IFSC is exactly HCBL0000121 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The HASTI Cooperative Bank Limited as the bank name and NIJAMPUR BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Nijampur Branch branch

The branch is located at NEAR DR.HEMANT PATIL NIJAMPUR TALUKA-SAKRI SIST-DHULE 424305, which puts it inside Nijampur, the broader Dhule district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The HASTI Cooperative Bank Limited Nijampur Branch branch” — the verified location pin for IFSC HCBL0000121 should appear at the top of the results.
2. Confirm the branch is open by calling 42430-7447437805 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HCBL0000121 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HCBL0000121 for The HASTI Cooperative Bank Limited – NIJAMPUR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Nijampur Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HCBL0000121 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: HCBL0000121 is the IFSC code of The HASTI Cooperative Bank Limited, NIJAMPUR BRANCH branch, in NIJAMPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.