IFSC Code of The HASTI Cooperative Bank Limited, Nashik Branch Branch, Maharashtra

Use this page as a one-stop reference for everything related to The HASTI Cooperative Bank Limited's NASHIK BRANCH branch in NASHIK, MAHARASHTRA. The branch's IFSC code HCBL0000124 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The HASTI Cooperative Bank Limited – NASHIK BRANCH is HCBL0000124. The first four letters HCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000124 map to this branch in NASHIK, MAHARASHTRA.

Bank profile

The HASTI Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Nashik Branch branch — IFSC HCBL0000124 — extends the bank's services to customers in and around Nashik, Maharashtra.

Branch details at a glance

About this branch

The branch is located at MALPANI CENTRAL SHOP NO. 10 NEAR DIVYA ADLABS, TRIMURTI CHOWK, UNTAWADI SYMBIOSIS ROAD , CIDCO, NASIK-422008. It serves the Nashik region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The HASTI Cooperative Bank Limited. The IFSC HCBL0000124 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The HASTI Cooperative Bank Limited's NASHIK BRANCH branch came to be assigned the code HCBL0000124.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HCBL0000124, money simply cannot be routed to the NASHIK BRANCH branch electronically.

Products and account variants supported

Every account opened at the Nashik Branch branch is mapped to IFSC HCBL0000124 on the RBI payments network. The branch generally supports the full retail product catalogue of The HASTI Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HCBL0000124.

Banking services available

The Nashik Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 253-2984106.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HCBL0000124

How to transfer money using IFSC HCBL0000124

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HCBL0000124 across all three.

How to use IFSC HCBL0000124 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The HASTI Cooperative Bank Limited's NASHIK BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HCBL0000124.
4. Confirm the bank name auto-populates as The HASTI Cooperative Bank Limited and the branch as NASHIK BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to NASHIK BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at The HASTI Cooperative Bank Limited's NASHIK BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HCBL0000124 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The HASTI Cooperative Bank Limited – NASHIK BRANCH, use IMPS. With IFSC HCBL0000124 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Nashik Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HCBL0000124:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NASHIK BRANCH is still linked to IFSC HCBL0000124.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HCBL0000124

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The HASTI Cooperative Bank Limited – NASHIK BRANCH is still mapped to IFSC HCBL0000124. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HCBL0000124 and the beneficiary's account number to complete the transfer.

Online banking and IFSC HCBL0000124

The HASTI Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NASHIK BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HCBL0000124 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Nashik Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HCBL0000124 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The HASTI Cooperative Bank Limited – NASHIK BRANCH:

• The IFSC is exactly HCBL0000124 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The HASTI Cooperative Bank Limited as the bank name and NASHIK BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Nashik Branch branch

The branch is located at MALPANI CENTRAL SHOP NO. 10 NEAR DIVYA ADLABS, TRIMURTI CHOWK, UNTAWADI SYMBIOSIS ROAD , CIDCO, NASIK-422008, which puts it inside Nashik, the broader Nashik district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The HASTI Cooperative Bank Limited Nashik Branch branch” — the verified location pin for IFSC HCBL0000124 should appear at the top of the results.
2. Confirm the branch is open by calling 253-2984106 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HCBL0000124 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HCBL0000124 for The HASTI Cooperative Bank Limited – NASHIK BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nashik Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HCBL0000124, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: HCBL0000124 is the IFSC code of The HASTI Cooperative Bank Limited, NASHIK BRANCH branch, in NASHIK, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.