IFSC Code of The HASTI Cooperative Bank Limited, Nandurbar Branch, Maharashtra

Below are the complete branch details for The HASTI Cooperative Bank Limited, NANDURBAR branch, located in NANDURBAR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is HCBL0000104. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HCBL0000104 for The HASTI Cooperative Bank Limited – NANDURBAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The HASTI Cooperative Bank Limited – NANDURBAR is HCBL0000104. The first four letters HCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000104 map to this branch in NANDURBAR, MAHARASHTRA.

About the bank

The HASTI Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nandurbar branch in Nandurbar, Maharashtra is part of this network and uses the IFSC code HCBL0000104 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at NEAR AHILYABAI VIHIR, HAT DARWAJA, TAL. DIST - NANDURBAR PIN-425412. It serves the Nandurbar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The HASTI Cooperative Bank Limited. The IFSC HCBL0000104 is used to identify this branch on the RBI payments network.

Why every The HASTI Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NANDURBAR of The HASTI Cooperative Bank Limited — its own 11-character IFSC. The code HCBL0000104 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HCBL0000104 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Nandurbar branch is mapped to IFSC HCBL0000104 on the RBI payments network. The branch generally supports the full retail product catalogue of The HASTI Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HCBL0000104.

Products and services

Customers walking into the Nandurbar branch can access most of The HASTI Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HCBL0000104

How to transfer money using IFSC HCBL0000104

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HCBL0000104 across all three.

How to use IFSC HCBL0000104 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The HASTI Cooperative Bank Limited's NANDURBAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HCBL0000104.
4. Confirm the bank name auto-populates as The HASTI Cooperative Bank Limited and the branch as NANDURBAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC HCBL0000104

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The HASTI Cooperative Bank Limited – NANDURBAR, ensure your bank's portal accepts IFSC HCBL0000104 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The HASTI Cooperative Bank Limited NANDURBAR (IFSC HCBL0000104)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HCBL0000104 in your mobile or internet banking app, and the money is credited to the NANDURBAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HCBL0000104 for The HASTI Cooperative Bank Limited – NANDURBAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nandurbar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The HASTI Cooperative Bank Limited's NANDURBAR branch, the IFSC HCBL0000104 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC HCBL0000104

The HASTI Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NANDURBAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HCBL0000104 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The HASTI Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HCBL0000104 and the account number together uniquely identify the Nandurbar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC HCBL0000104

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The HASTI Cooperative Bank Limited – NANDURBAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HCBL0000104.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Nandurbar branch sits at NEAR AHILYABAI VIHIR, HAT DARWAJA, TAL. DIST - NANDURBAR PIN-425412. If you are travelling from outside Nandurbar, search for the branch on a maps application using the bank name and locality, or call 8888891648 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HCBL0000104 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HCBL0000104 for The HASTI Cooperative Bank Limited – NANDURBAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Nandurbar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HCBL0000104 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: HCBL0000104 is the IFSC code of The HASTI Cooperative Bank Limited, NANDURBAR branch, in NANDURBAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.