IFSC Code of The Gujarat State Cooperative Bank Limited, The Bharuch Dist Cent Co-Op Bank Ltd Zadeshwar Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, THE BHARUCH DIST CENT CO-OP BANK LTD ZADESHWAR branch in ZADESHWAR. The 11-digit IFSC GSCB0BRC031 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the THE BHARUCH DIST CENT CO-OP BANK LTD ZADESHWAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0BRC031 is the IFSC of The Gujarat State Cooperative Bank Limited's THE BHARUCH DIST CENT CO-OP BANK LTD ZADESHWAR branch. The format is fixed: GSCB = bank code, 0 = reserved, BRC031 = branch identifier.

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Bharuch Dist Cent Co-Op Bank Ltd Zadeshwar branch in Zadeshwar, Gujarat is part of this network and uses the IFSC code GSCB0BRC031 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at AT.PO. ZADESHWAR, TA.DIST. BHARUCH. It serves the Zadeshwar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0BRC031 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE BHARUCH DIST CENT CO-OP BANK LTD ZADESHWAR branch came to be assigned the code GSCB0BRC031.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0BRC031, money simply cannot be routed to the THE BHARUCH DIST CENT CO-OP BANK LTD ZADESHWAR branch electronically.

Products and account variants supported

Every account opened at the The Bharuch Dist Cent Co-Op Bank Ltd Zadeshwar branch is mapped to IFSC GSCB0BRC031 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0BRC031.

Products and services

Customers walking into the The Bharuch Dist Cent Co-Op Bank Ltd Zadeshwar branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0BRC031

How to transfer money using IFSC GSCB0BRC031

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0BRC031 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, THE BHARUCH DIST CENT CO-OP BANK LTD ZADESHWAR using IFSC GSCB0BRC031

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0BRC031, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE BHARUCH DIST CENT CO-OP BANK LTD ZADESHWAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC GSCB0BRC031

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE BHARUCH DIST CENT CO-OP BANK LTD ZADESHWAR, ensure your bank's portal accepts IFSC GSCB0BRC031 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE BHARUCH DIST CENT CO-OP BANK LTD ZADESHWAR, use IMPS. With IFSC GSCB0BRC031 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0BRC031 for The Gujarat State Cooperative Bank Limited – THE BHARUCH DIST CENT CO-OP BANK LTD ZADESHWAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Bharuch Dist Cent Co-Op Bank Ltd Zadeshwar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE BHARUCH DIST CENT CO-OP BANK LTD ZADESHWAR branch, the IFSC GSCB0BRC031 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC GSCB0BRC031

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE BHARUCH DIST CENT CO-OP BANK LTD ZADESHWAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0BRC031 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Bharuch Dist Cent Co-Op Bank Ltd Zadeshwar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0BRC031 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE BHARUCH DIST CENT CO-OP BANK LTD ZADESHWAR:

• The IFSC is exactly GSCB0BRC031 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE BHARUCH DIST CENT CO-OP BANK LTD ZADESHWAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Bharuch Dist Cent Co-Op Bank Ltd Zadeshwar branch

The branch is located at AT.PO. ZADESHWAR, TA.DIST. BHARUCH, which puts it inside Zadeshwar, the broader Bharuch district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Bharuch Dist Cent Co-Op Bank Ltd Zadeshwar branch” — the verified location pin for IFSC GSCB0BRC031 should appear at the top of the results.
2. Confirm the branch is open by calling 2642-231969 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0BRC031 and your account number.

Verifying IFSC GSCB0BRC031 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0BRC031 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2642-231969.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Bharuch Dist Cent Co-Op Bank Ltd Zadeshwar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0BRC031, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0BRC031 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE BHARUCH DIST CENT CO-OP BANK LTD ZADESHWAR branch, in ZADESHWAR, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.