IFSC Code of The Gujarat State Cooperative Bank Limited, The Coop. Bank of Mehsana Ltdvisngar Br. Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, THE COOP. BANK OF MEHSANA LTDVISNGAR BR. branch, located in VISNAGAR, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0UCOB05. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0UCOB05 for The Gujarat State Cooperative Bank Limited – THE COOP. BANK OF MEHSANA LTDVISNGAR BR. — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's THE COOP. BANK OF MEHSANA LTDVISNGAR BR. branch, the IFSC GSCB0UCOB05 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and UCOB05 identifies this particular branch.

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the The Coop. Bank of Mehsana Ltdvisngar Br. branch in Visnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0UCOB05.

The Coop. Bank of Mehsana Ltdvisngar Br. branch overview

Located at MATHURDAS CLUB BUILDING, STATION ROAD,VISNAGAR 384315, the The Coop. Bank of Mehsana Ltdvisngar Br. branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0UCOB05 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE COOP. BANK OF MEHSANA LTDVISNGAR BR. branch came to be assigned the code GSCB0UCOB05.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0UCOB05, money simply cannot be routed to the THE COOP. BANK OF MEHSANA LTDVISNGAR BR. branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Coop. Bank of Mehsana Ltdvisngar Br. branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0UCOB05 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC GSCB0UCOB05

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UCOB05 across all three.

How to use IFSC GSCB0UCOB05 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE COOP. BANK OF MEHSANA LTDVISNGAR BR. branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0UCOB05.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE COOP. BANK OF MEHSANA LTDVISNGAR BR..
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0UCOB05

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE COOP. BANK OF MEHSANA LTDVISNGAR BR., ensure your bank's portal accepts IFSC GSCB0UCOB05 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Gujarat State Cooperative Bank Limited THE COOP. BANK OF MEHSANA LTDVISNGAR BR. (IFSC GSCB0UCOB05)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0UCOB05 in your mobile or internet banking app, and the money is credited to the THE COOP. BANK OF MEHSANA LTDVISNGAR BR. branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Coop. Bank of Mehsana Ltdvisngar Br.

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0UCOB05:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE COOP. BANK OF MEHSANA LTDVISNGAR BR. is still linked to IFSC GSCB0UCOB05.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0UCOB05

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE COOP. BANK OF MEHSANA LTDVISNGAR BR. is still mapped to IFSC GSCB0UCOB05. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UCOB05 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Coop. Bank of Mehsana Ltdvisngar Br. branch is mapped to IFSC GSCB0UCOB05 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0UCOB05.

Banking services available

The The Coop. Bank of Mehsana Ltdvisngar Br. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2765-222204.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0UCOB05

Online banking and IFSC GSCB0UCOB05

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE COOP. BANK OF MEHSANA LTDVISNGAR BR. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0UCOB05 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The The Coop. Bank of Mehsana Ltdvisngar Br. branch sits at MATHURDAS CLUB BUILDING, STATION ROAD,VISNAGAR 384315. If you are travelling from outside Visnagar, search for the branch on a maps application using the bank name and locality, or call 2765-222204 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0UCOB05 and your account number.

Common mistakes to avoid when using IFSC GSCB0UCOB05

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE COOP. BANK OF MEHSANA LTDVISNGAR BR., double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0UCOB05.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at The Coop. Bank of Mehsana Ltdvisngar Br. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0UCOB05 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0UCOB05 for The Gujarat State Cooperative Bank Limited – THE COOP. BANK OF MEHSANA LTDVISNGAR BR., you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0UCOB05 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE COOP. BANK OF MEHSANA LTDVISNGAR BR. branch, in VISNAGAR, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.