IFSC Code of The Gujarat State Cooperative Bank Limited, Amreli Jilla Madhyastha Sahakari Bank Ltd Vijapadi Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD VIJAPADI branch in VIJAPADI, GUJARAT. The branch's IFSC code GSCB0AMR044 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0AMR044 is the IFSC of The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD VIJAPADI branch. The format is fixed: GSCB = bank code, 0 = reserved, AMR044 = branch identifier.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Amreli Jilla Madhyastha Sahakari Bank Ltd Vijapadi branch — IFSC GSCB0AMR044 — extends the bank's services to customers in and around Vijapadi, Gujarat.

About this branch

The branch is located at VIJAPADI, TAL-SAVARKUNDLA, DIST. AMRELI. It serves the Vijapadi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0AMR044 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD VIJAPADI branch came to be assigned the code GSCB0AMR044.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0AMR044, money simply cannot be routed to the AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD VIJAPADI branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0AMR044 and the account number together uniquely identify the Amreli Jilla Madhyastha Sahakari Bank Ltd Vijapadi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC GSCB0AMR044

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0AMR044 across all three.

How to use IFSC GSCB0AMR044 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD VIJAPADI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0AMR044.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD VIJAPADI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0AMR044

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD VIJAPADI, ensure your bank's portal accepts IFSC GSCB0AMR044 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD VIJAPADI, use IMPS. With IFSC GSCB0AMR044 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Amreli Jilla Madhyastha Sahakari Bank Ltd Vijapadi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0AMR044:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD VIJAPADI is still linked to IFSC GSCB0AMR044.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0AMR044

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD VIJAPADI is still mapped to IFSC GSCB0AMR044. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0AMR044 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Amreli Jilla Madhyastha Sahakari Bank Ltd Vijapadi branch is mapped to IFSC GSCB0AMR044 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0AMR044.

Banking services available

The Amreli Jilla Madhyastha Sahakari Bank Ltd Vijapadi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2845-252242.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0AMR044

Digital banking channels

Most day-to-day work that customers used to do at the Amreli Jilla Madhyastha Sahakari Bank Ltd Vijapadi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0AMR044 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Amreli Jilla Madhyastha Sahakari Bank Ltd Vijapadi branch sits at VIJAPADI, TAL-SAVARKUNDLA, DIST. AMRELI. If you are travelling from outside Vijapadi, search for the branch on a maps application using the bank name and locality, or call 2845-252242 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0AMR044 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD VIJAPADI:

• The IFSC is exactly GSCB0AMR044 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD VIJAPADI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Amreli Jilla Madhyastha Sahakari Bank Ltd Vijapadi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0AMR044 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0AMR044 for The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD VIJAPADI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0AMR044 is the IFSC code of The Gujarat State Cooperative Bank Limited, AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD VIJAPADI branch, in VIJAPADI, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.