IFSC Code of The Gujarat State Cooperative Bank Limited, The Baroda Central Co Op Bank Ltd Pavijetpur Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, THE BARODA CENTRAL CO OP BANK LTD PAVIJETPUR branch in VADODARA. The 11-digit IFSC GSCB0BRD010 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the THE BARODA CENTRAL CO OP BANK LTD PAVIJETPUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0BRD010 is the IFSC of The Gujarat State Cooperative Bank Limited's THE BARODA CENTRAL CO OP BANK LTD PAVIJETPUR branch. The format is fixed: GSCB = bank code, 0 = reserved, BRD010 = branch identifier.

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Baroda Central Co Op Bank Ltd Pavijetpur branch in Vadodara, Gujarat is part of this network and uses the IFSC code GSCB0BRD010 for all electronic settlement.

The Baroda Central Co Op Bank Ltd Pavijetpur branch overview

Located at PAVIJETPUR BRANCH PO PAVIJETPUR DIST CHHOTADEPUR PIN NO 391160, the The Baroda Central Co Op Bank Ltd Pavijetpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0BRD010 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE BARODA CENTRAL CO OP BANK LTD PAVIJETPUR branch came to be assigned the code GSCB0BRD010.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0BRD010, money simply cannot be routed to the THE BARODA CENTRAL CO OP BANK LTD PAVIJETPUR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Baroda Central Co Op Bank Ltd Pavijetpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0BRD010 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC GSCB0BRD010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0BRD010 across all three.

How to use IFSC GSCB0BRD010 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE BARODA CENTRAL CO OP BANK LTD PAVIJETPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0BRD010.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE BARODA CENTRAL CO OP BANK LTD PAVIJETPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0BRD010

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE BARODA CENTRAL CO OP BANK LTD PAVIJETPUR, ensure your bank's portal accepts IFSC GSCB0BRD010 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Gujarat State Cooperative Bank Limited THE BARODA CENTRAL CO OP BANK LTD PAVIJETPUR (IFSC GSCB0BRD010)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0BRD010 in your mobile or internet banking app, and the money is credited to the THE BARODA CENTRAL CO OP BANK LTD PAVIJETPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Baroda Central Co Op Bank Ltd Pavijetpur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0BRD010:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE BARODA CENTRAL CO OP BANK LTD PAVIJETPUR is still linked to IFSC GSCB0BRD010.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0BRD010

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE BARODA CENTRAL CO OP BANK LTD PAVIJETPUR is still mapped to IFSC GSCB0BRD010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0BRD010 and the beneficiary's account number to complete the transfer.

Account types you can open at the The Baroda Central Co Op Bank Ltd Pavijetpur branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE BARODA CENTRAL CO OP BANK LTD PAVIJETPUR, the IFSC GSCB0BRD010 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Baroda Central Co Op Bank Ltd Pavijetpur branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0BRD010

Digital banking channels

Most day-to-day work that customers used to do at the The Baroda Central Co Op Bank Ltd Pavijetpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0BRD010 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The The Baroda Central Co Op Bank Ltd Pavijetpur branch sits at PAVIJETPUR BRANCH PO PAVIJETPUR DIST CHHOTADEPUR PIN NO 391160. If you are travelling from outside Vadodara, search for the branch on a maps application using the bank name and locality, or call 2664-242134 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0BRD010 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE BARODA CENTRAL CO OP BANK LTD PAVIJETPUR:

• The IFSC is exactly GSCB0BRD010 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE BARODA CENTRAL CO OP BANK LTD PAVIJETPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Baroda Central Co Op Bank Ltd Pavijetpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0BRD010, however, work 24x7.

Verifying IFSC GSCB0BRD010 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0BRD010 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2664-242134.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0BRD010 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE BARODA CENTRAL CO OP BANK LTD PAVIJETPUR branch, in VADODARA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.