IFSC Code of The Gujarat State Cooperative Bank Limited, The Baroda Central Co Op Bank Ltd Bodeli Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE BARODA CENTRAL CO OP BANK LTD BODELI branch in VADODARA, GUJARAT. The branch's IFSC code GSCB0BRD005 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE BARODA CENTRAL CO OP BANK LTD BODELI is GSCB0BRD005. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters BRD005 map to this branch in VADODARA, GUJARAT.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Baroda Central Co Op Bank Ltd Bodeli branch — IFSC GSCB0BRD005 — extends the bank's services to customers in and around Vadodara, Gujarat.

About the The Baroda Central Co Op Bank Ltd Bodeli branch

The The Baroda Central Co Op Bank Ltd Bodeli branch of The Gujarat State Cooperative Bank Limited is situated at BODELI BRANCH PO TA BODELI DI CHHOTADEPUR PIN NO 391135. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0BRD005 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE BARODA CENTRAL CO OP BANK LTD BODELI branch came to be assigned the code GSCB0BRD005.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0BRD005, money simply cannot be routed to the THE BARODA CENTRAL CO OP BANK LTD BODELI branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0BRD005 and the account number together uniquely identify the The Baroda Central Co Op Bank Ltd Bodeli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC GSCB0BRD005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0BRD005 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, THE BARODA CENTRAL CO OP BANK LTD BODELI using IFSC GSCB0BRD005

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0BRD005, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE BARODA CENTRAL CO OP BANK LTD BODELI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE BARODA CENTRAL CO OP BANK LTD BODELI

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE BARODA CENTRAL CO OP BANK LTD BODELI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0BRD005 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited THE BARODA CENTRAL CO OP BANK LTD BODELI (IFSC GSCB0BRD005)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0BRD005 in your mobile or internet banking app, and the money is credited to the THE BARODA CENTRAL CO OP BANK LTD BODELI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Baroda Central Co Op Bank Ltd Bodeli

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0BRD005:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE BARODA CENTRAL CO OP BANK LTD BODELI is still linked to IFSC GSCB0BRD005.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0BRD005

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE BARODA CENTRAL CO OP BANK LTD BODELI is still mapped to IFSC GSCB0BRD005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0BRD005 and the beneficiary's account number to complete the transfer.

Account types you can open at the The Baroda Central Co Op Bank Ltd Bodeli branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE BARODA CENTRAL CO OP BANK LTD BODELI, the IFSC GSCB0BRD005 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Baroda Central Co Op Bank Ltd Bodeli branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0BRD005

Digital banking channels

Most day-to-day work that customers used to do at the The Baroda Central Co Op Bank Ltd Bodeli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0BRD005 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the The Baroda Central Co Op Bank Ltd Bodeli branch

The branch is located at BODELI BRANCH PO TA BODELI DI CHHOTADEPUR PIN NO 391135, which puts it inside Vadodara, the broader Vadodara district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Baroda Central Co Op Bank Ltd Bodeli branch” — the verified location pin for IFSC GSCB0BRD005 should appear at the top of the results.
2. Confirm the branch is open by calling 2665-220464 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0BRD005 and your account number.

Common mistakes to avoid when using IFSC GSCB0BRD005

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE BARODA CENTRAL CO OP BANK LTD BODELI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0BRD005.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Baroda Central Co Op Bank Ltd Bodeli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0BRD005, however, work 24x7.

Verifying IFSC GSCB0BRD005 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0BRD005 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2665-220464.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0BRD005 belongs to The Gujarat State Cooperative Bank Limited's THE BARODA CENTRAL CO OP BANK LTD BODELI branch, located at BODELI BRANCH PO TA BODELI DI CHHOTADEPUR PIN NO 391135 in VADODARA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.