IFSC Code of The Gujarat State Cooperative Bank Limited, Shree Bharat Co Operative Bank Ltd.,Head Office Wadi Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, SHREE BHARAT CO OPERATIVE BANK LTD.,HEAD OFFICE WADI branch, located in VADODARA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0SBCB01. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0SBCB01 for The Gujarat State Cooperative Bank Limited – SHREE BHARAT CO OPERATIVE BANK LTD.,HEAD OFFICE WADI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's SHREE BHARAT CO OPERATIVE BANK LTD.,HEAD OFFICE WADI branch, the IFSC GSCB0SBCB01 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and SBCB01 identifies this particular branch.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Shree Bharat Co Operative Bank Ltd.,Head Office Wadi branch — IFSC GSCB0SBCB01 — extends the bank's services to customers in and around Vadodara, Gujarat.

Branch details at a glance

About the Shree Bharat Co Operative Bank Ltd.,Head Office Wadi branch

The Shree Bharat Co Operative Bank Ltd.,Head Office Wadi branch of The Gujarat State Cooperative Bank Limited is situated at SAHKAR SADHNA NEAR WADI TOWER,WADI, VADODARA -390 017. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0SBCB01 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's SHREE BHARAT CO OPERATIVE BANK LTD.,HEAD OFFICE WADI branch came to be assigned the code GSCB0SBCB01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0SBCB01, money simply cannot be routed to the SHREE BHARAT CO OPERATIVE BANK LTD.,HEAD OFFICE WADI branch electronically.

Account types you can open at the Shree Bharat Co Operative Bank Ltd.,Head Office Wadi branch

Once you have an account at The Gujarat State Cooperative Bank Limited – SHREE BHARAT CO OPERATIVE BANK LTD.,HEAD OFFICE WADI, the IFSC GSCB0SBCB01 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Shree Bharat Co Operative Bank Ltd.,Head Office Wadi branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0SBCB01

How to transfer money using IFSC GSCB0SBCB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0SBCB01 across all three.

How to use IFSC GSCB0SBCB01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's SHREE BHARAT CO OPERATIVE BANK LTD.,HEAD OFFICE WADI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0SBCB01.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as SHREE BHARAT CO OPERATIVE BANK LTD.,HEAD OFFICE WADI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SHREE BHARAT CO OPERATIVE BANK LTD.,HEAD OFFICE WADI

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's SHREE BHARAT CO OPERATIVE BANK LTD.,HEAD OFFICE WADI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0SBCB01 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited SHREE BHARAT CO OPERATIVE BANK LTD.,HEAD OFFICE WADI (IFSC GSCB0SBCB01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0SBCB01 in your mobile or internet banking app, and the money is credited to the SHREE BHARAT CO OPERATIVE BANK LTD.,HEAD OFFICE WADI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0SBCB01 for The Gujarat State Cooperative Bank Limited – SHREE BHARAT CO OPERATIVE BANK LTD.,HEAD OFFICE WADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shree Bharat Co Operative Bank Ltd.,Head Office Wadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0SBCB01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – SHREE BHARAT CO OPERATIVE BANK LTD.,HEAD OFFICE WADI is still mapped to IFSC GSCB0SBCB01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0SBCB01 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Shree Bharat Co Operative Bank Ltd.,Head Office Wadi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0SBCB01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0SBCB01 and the account number together uniquely identify the Shree Bharat Co Operative Bank Ltd.,Head Office Wadi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – SHREE BHARAT CO OPERATIVE BANK LTD.,HEAD OFFICE WADI:

• The IFSC is exactly GSCB0SBCB01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and SHREE BHARAT CO OPERATIVE BANK LTD.,HEAD OFFICE WADI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Shree Bharat Co Operative Bank Ltd.,Head Office Wadi branch sits at SAHKAR SADHNA NEAR WADI TOWER,WADI, VADODARA -390 017. If you are travelling from outside Vadodara, search for the branch on a maps application using the bank name and locality, or call 265-2582186 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0SBCB01 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0SBCB01 for The Gujarat State Cooperative Bank Limited – SHREE BHARAT CO OPERATIVE BANK LTD.,HEAD OFFICE WADI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shree Bharat Co Operative Bank Ltd.,Head Office Wadi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0SBCB01, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0SBCB01 is the IFSC code of The Gujarat State Cooperative Bank Limited, SHREE BHARAT CO OPERATIVE BANK LTD.,HEAD OFFICE WADI branch, in VADODARA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.