IFSC Code of The Gujarat State Cooperative Bank Limited, Shree Bharat Co Operative Bank Ltd., Alkapuri Branch, Gujarat

If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, SHREE BHARAT CO OPERATIVE BANK LTD., ALKAPURI branch in VADODARA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0SBCB02. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SHREE BHARAT CO OPERATIVE BANK LTD., ALKAPURI branch, and detailed step-by-step guides for using the IFSC GSCB0SBCB02 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0SBCB02 is the IFSC of The Gujarat State Cooperative Bank Limited's SHREE BHARAT CO OPERATIVE BANK LTD., ALKAPURI branch. The format is fixed: GSCB = bank code, 0 = reserved, SBCB02 = branch identifier.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Shree Bharat Co Operative Bank Ltd., Alkapuri branch — IFSC GSCB0SBCB02 — extends the bank's services to customers in and around Vadodara, Gujarat.

Branch details at a glance

Shree Bharat Co Operative Bank Ltd., Alkapuri branch overview

Located at 112-113 DWARKESH COMPLEX R.C.DUTT ROAD VADODARA 390 005, the Shree Bharat Co Operative Bank Ltd., Alkapuri branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0SBCB02 is required for all interbank electronic transfers routed through this branch.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHREE BHARAT CO OPERATIVE BANK LTD., ALKAPURI of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0SBCB02 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0SBCB02 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Shree Bharat Co Operative Bank Ltd., Alkapuri branch is mapped to IFSC GSCB0SBCB02 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0SBCB02.

Banking services available

The Shree Bharat Co Operative Bank Ltd., Alkapuri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 265-2350933.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0SBCB02

How to transfer money using IFSC GSCB0SBCB02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0SBCB02 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, SHREE BHARAT CO OPERATIVE BANK LTD., ALKAPURI using IFSC GSCB0SBCB02

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0SBCB02, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – SHREE BHARAT CO OPERATIVE BANK LTD., ALKAPURI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC GSCB0SBCB02

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – SHREE BHARAT CO OPERATIVE BANK LTD., ALKAPURI, ensure your bank's portal accepts IFSC GSCB0SBCB02 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Gujarat State Cooperative Bank Limited SHREE BHARAT CO OPERATIVE BANK LTD., ALKAPURI (IFSC GSCB0SBCB02)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0SBCB02 in your mobile or internet banking app, and the money is credited to the SHREE BHARAT CO OPERATIVE BANK LTD., ALKAPURI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shree Bharat Co Operative Bank Ltd., Alkapuri

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0SBCB02:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHREE BHARAT CO OPERATIVE BANK LTD., ALKAPURI is still linked to IFSC GSCB0SBCB02.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0SBCB02

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – SHREE BHARAT CO OPERATIVE BANK LTD., ALKAPURI is still mapped to IFSC GSCB0SBCB02. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0SBCB02 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Shree Bharat Co Operative Bank Ltd., Alkapuri branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0SBCB02 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Shree Bharat Co Operative Bank Ltd., Alkapuri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0SBCB02 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC GSCB0SBCB02

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – SHREE BHARAT CO OPERATIVE BANK LTD., ALKAPURI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0SBCB02.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Shree Bharat Co Operative Bank Ltd., Alkapuri branch

The branch is located at 112-113 DWARKESH COMPLEX R.C.DUTT ROAD VADODARA 390 005, which puts it inside Vadodara, the broader Vadodara district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Shree Bharat Co Operative Bank Ltd., Alkapuri branch” — the verified location pin for IFSC GSCB0SBCB02 should appear at the top of the results.
2. Confirm the branch is open by calling 265-2350933 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0SBCB02 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0SBCB02 for The Gujarat State Cooperative Bank Limited – SHREE BHARAT CO OPERATIVE BANK LTD., ALKAPURI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shree Bharat Co Operative Bank Ltd., Alkapuri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0SBCB02, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0SBCB02 is the IFSC code of The Gujarat State Cooperative Bank Limited, SHREE BHARAT CO OPERATIVE BANK LTD., ALKAPURI branch, in VADODARA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.