IFSC Code of The Gujarat State Cooperative Bank Limited, Pragati Sahakari Bank Ltd Satation Road Branch, Gujarat

If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, PRAGATI SAHAKARI BANK LTD SATATION ROAD branch in VADODARA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0PSBL05. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PRAGATI SAHAKARI BANK LTD SATATION ROAD branch, and detailed step-by-step guides for using the IFSC GSCB0PSBL05 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's PRAGATI SAHAKARI BANK LTD SATATION ROAD branch, the IFSC GSCB0PSBL05 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and PSBL05 identifies this particular branch.

Branch details at a glance

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pragati Sahakari Bank Ltd Satation Road branch in Vadodara, Gujarat is part of this network and uses the IFSC code GSCB0PSBL05 for all electronic settlement.

About the Pragati Sahakari Bank Ltd Satation Road branch

The Pragati Sahakari Bank Ltd Satation Road branch of The Gujarat State Cooperative Bank Limited is situated at MANUBHAI TAWOR, OPP COLLEGE, SAYAJIGUNJ, VADODARA- 390005. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0PSBL05 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's PRAGATI SAHAKARI BANK LTD SATATION ROAD branch came to be assigned the code GSCB0PSBL05.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0PSBL05, money simply cannot be routed to the PRAGATI SAHAKARI BANK LTD SATATION ROAD branch electronically.

How to transfer money using IFSC GSCB0PSBL05

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0PSBL05 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, PRAGATI SAHAKARI BANK LTD SATATION ROAD using IFSC GSCB0PSBL05

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0PSBL05, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – PRAGATI SAHAKARI BANK LTD SATATION ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PRAGATI SAHAKARI BANK LTD SATATION ROAD

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's PRAGATI SAHAKARI BANK LTD SATATION ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0PSBL05 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited PRAGATI SAHAKARI BANK LTD SATATION ROAD (IFSC GSCB0PSBL05)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0PSBL05 in your mobile or internet banking app, and the money is credited to the PRAGATI SAHAKARI BANK LTD SATATION ROAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Pragati Sahakari Bank Ltd Satation Road

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0PSBL05:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PRAGATI SAHAKARI BANK LTD SATATION ROAD is still linked to IFSC GSCB0PSBL05.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0PSBL05

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – PRAGATI SAHAKARI BANK LTD SATATION ROAD is still mapped to IFSC GSCB0PSBL05. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0PSBL05 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Pragati Sahakari Bank Ltd Satation Road branch is mapped to IFSC GSCB0PSBL05 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0PSBL05.

Products and services

Customers walking into the Pragati Sahakari Bank Ltd Satation Road branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0PSBL05

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0PSBL05 and the account number together uniquely identify the Pragati Sahakari Bank Ltd Satation Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Pragati Sahakari Bank Ltd Satation Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0PSBL05 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – PRAGATI SAHAKARI BANK LTD SATATION ROAD:

• The IFSC is exactly GSCB0PSBL05 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and PRAGATI SAHAKARI BANK LTD SATATION ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Pragati Sahakari Bank Ltd Satation Road branch

The branch is located at MANUBHAI TAWOR, OPP COLLEGE, SAYAJIGUNJ, VADODARA- 390005, which puts it inside Vadodara, the broader Vadodara district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Pragati Sahakari Bank Ltd Satation Road branch” — the verified location pin for IFSC GSCB0PSBL05 should appear at the top of the results.
2. Confirm the branch is open by calling 265-2361829 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0PSBL05 and your account number.

Verifying IFSC GSCB0PSBL05 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0PSBL05 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 265-2361829.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Pragati Sahakari Bank Ltd Satation Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0PSBL05 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0PSBL05 is the IFSC code of The Gujarat State Cooperative Bank Limited, PRAGATI SAHAKARI BANK LTD SATATION ROAD branch, in VADODARA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.