IFSC Code of The Gujarat State Cooperative Bank Limited, Pragati Sahakari Bank Ltd Old Padra Raod Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's PRAGATI SAHAKARI BANK LTD OLD PADRA RAOD branch in VADODARA, GUJARAT. The branch's IFSC code GSCB0PSBL06 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0PSBL06 is the IFSC of The Gujarat State Cooperative Bank Limited's PRAGATI SAHAKARI BANK LTD OLD PADRA RAOD branch. The format is fixed: GSCB = bank code, 0 = reserved, PSBL06 = branch identifier.

Branch details at a glance

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the Pragati Sahakari Bank Ltd Old Padra Raod branch in Vadodara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0PSBL06.

About the Pragati Sahakari Bank Ltd Old Padra Raod branch

The Pragati Sahakari Bank Ltd Old Padra Raod branch of The Gujarat State Cooperative Bank Limited is situated at SURYAKIRAN COMPLEX, OLD PDRA ROAD, VADODARA - 390015. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0PSBL06 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's PRAGATI SAHAKARI BANK LTD OLD PADRA RAOD branch came to be assigned the code GSCB0PSBL06.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0PSBL06, money simply cannot be routed to the PRAGATI SAHAKARI BANK LTD OLD PADRA RAOD branch electronically.

How to transfer money using IFSC GSCB0PSBL06

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0PSBL06 across all three.

How to use IFSC GSCB0PSBL06 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's PRAGATI SAHAKARI BANK LTD OLD PADRA RAOD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0PSBL06.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as PRAGATI SAHAKARI BANK LTD OLD PADRA RAOD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0PSBL06

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – PRAGATI SAHAKARI BANK LTD OLD PADRA RAOD, ensure your bank's portal accepts IFSC GSCB0PSBL06 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Gujarat State Cooperative Bank Limited PRAGATI SAHAKARI BANK LTD OLD PADRA RAOD (IFSC GSCB0PSBL06)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0PSBL06 in your mobile or internet banking app, and the money is credited to the PRAGATI SAHAKARI BANK LTD OLD PADRA RAOD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0PSBL06 for The Gujarat State Cooperative Bank Limited – PRAGATI SAHAKARI BANK LTD OLD PADRA RAOD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Pragati Sahakari Bank Ltd Old Padra Raod branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0PSBL06

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – PRAGATI SAHAKARI BANK LTD OLD PADRA RAOD is still mapped to IFSC GSCB0PSBL06. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0PSBL06 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Pragati Sahakari Bank Ltd Old Padra Raod branch is mapped to IFSC GSCB0PSBL06 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0PSBL06.

Products and services

Customers walking into the Pragati Sahakari Bank Ltd Old Padra Raod branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0PSBL06

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0PSBL06 and the account number together uniquely identify the Pragati Sahakari Bank Ltd Old Padra Raod branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC GSCB0PSBL06

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PRAGATI SAHAKARI BANK LTD OLD PADRA RAOD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0PSBL06 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC GSCB0PSBL06

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – PRAGATI SAHAKARI BANK LTD OLD PADRA RAOD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0PSBL06.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Pragati Sahakari Bank Ltd Old Padra Raod branch

The branch is located at SURYAKIRAN COMPLEX, OLD PDRA ROAD, VADODARA - 390015, which puts it inside Vadodara, the broader Vadodara district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Pragati Sahakari Bank Ltd Old Padra Raod branch” — the verified location pin for IFSC GSCB0PSBL06 should appear at the top of the results.
2. Confirm the branch is open by calling 265-2358969 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0PSBL06 and your account number.

Verifying IFSC GSCB0PSBL06 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0PSBL06 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 265-2358969.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pragati Sahakari Bank Ltd Old Padra Raod branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0PSBL06, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0PSBL06 is the IFSC code of The Gujarat State Cooperative Bank Limited, PRAGATI SAHAKARI BANK LTD OLD PADRA RAOD branch, in VADODARA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.