IFSC Code of The Gujarat State Cooperative Bank Limited, Pragati Sahakari Bank Ltd Gotri Road Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, PRAGATI SAHAKARI BANK LTD GOTRI ROAD branch, located in VADODARA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0PSBL07. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0PSBL07 for The Gujarat State Cooperative Bank Limited – PRAGATI SAHAKARI BANK LTD GOTRI ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's PRAGATI SAHAKARI BANK LTD GOTRI ROAD branch, the IFSC GSCB0PSBL07 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and PSBL07 identifies this particular branch.

Branch details at a glance

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Pragati Sahakari Bank Ltd Gotri Road branch — IFSC GSCB0PSBL07 — extends the bank's services to customers in and around Vadodara, Gujarat.

About this branch

The branch is located at 6 JYOTNAGAR SOCIETY, HIGHTENSION ROAD, SUBHANPURA, GOTRI ROAD, VADODARA - 390007. It serves the Vadodara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0PSBL07 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's PRAGATI SAHAKARI BANK LTD GOTRI ROAD branch came to be assigned the code GSCB0PSBL07.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0PSBL07, money simply cannot be routed to the PRAGATI SAHAKARI BANK LTD GOTRI ROAD branch electronically.

How to transfer money using IFSC GSCB0PSBL07

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0PSBL07 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, PRAGATI SAHAKARI BANK LTD GOTRI ROAD using IFSC GSCB0PSBL07

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0PSBL07, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – PRAGATI SAHAKARI BANK LTD GOTRI ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PRAGATI SAHAKARI BANK LTD GOTRI ROAD

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's PRAGATI SAHAKARI BANK LTD GOTRI ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0PSBL07 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – PRAGATI SAHAKARI BANK LTD GOTRI ROAD, use IMPS. With IFSC GSCB0PSBL07 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0PSBL07 for The Gujarat State Cooperative Bank Limited – PRAGATI SAHAKARI BANK LTD GOTRI ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Pragati Sahakari Bank Ltd Gotri Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0PSBL07

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – PRAGATI SAHAKARI BANK LTD GOTRI ROAD is still mapped to IFSC GSCB0PSBL07. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0PSBL07 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Pragati Sahakari Bank Ltd Gotri Road branch is mapped to IFSC GSCB0PSBL07 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0PSBL07.

Banking services available

The Pragati Sahakari Bank Ltd Gotri Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 265-2398784.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0PSBL07

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0PSBL07 and the account number together uniquely identify the Pragati Sahakari Bank Ltd Gotri Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Pragati Sahakari Bank Ltd Gotri Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0PSBL07 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC GSCB0PSBL07

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – PRAGATI SAHAKARI BANK LTD GOTRI ROAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0PSBL07.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Pragati Sahakari Bank Ltd Gotri Road branch sits at 6 JYOTNAGAR SOCIETY, HIGHTENSION ROAD, SUBHANPURA, GOTRI ROAD, VADODARA - 390007. If you are travelling from outside Vadodara, search for the branch on a maps application using the bank name and locality, or call 265-2398784 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0PSBL07 and your account number.

Verifying IFSC GSCB0PSBL07 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0PSBL07 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 265-2398784.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pragati Sahakari Bank Ltd Gotri Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0PSBL07, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0PSBL07 is the IFSC code of The Gujarat State Cooperative Bank Limited, PRAGATI SAHAKARI BANK LTD GOTRI ROAD branch, in VADODARA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.