Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE MEHSANA DIST CENTRAL CO OP BANK LTD UNAVA branch in UNAVA, GUJARAT. The branch's IFSC code GSCB0MSN073 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD UNAVA is GSCB0MSN073. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MSN073 map to this branch in UNAVA, GUJARAT.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | The Mehsana Dist Central Co Op Bank Ltd Unava |
| IFSC Code | GSCB0MSN073 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT AND POST UNAVA BAZAR TA UNJHA DIST MEHSANA 384160 |
| City | Unava |
| District | Mehsana |
| State | Gujarat |
| STD Code | 2767 |
| Phone | 256342 |
About the bank
The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Mehsana Dist Central Co Op Bank Ltd Unava branch in Unava, Gujarat is part of this network and uses the IFSC code GSCB0MSN073 for all electronic settlement.
The Mehsana Dist Central Co Op Bank Ltd Unava branch overview
Located at AT AND POST UNAVA BAZAR TA UNJHA DIST MEHSANA 384160, the The Mehsana Dist Central Co Op Bank Ltd Unava branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0MSN073 is required for all interbank electronic transfers routed through this branch.
Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE MEHSANA DIST CENTRAL CO OP BANK LTD UNAVA of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0MSN073 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0MSN073 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC GSCB0MSN073
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0MSN073 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, THE MEHSANA DIST CENTRAL CO OP BANK LTD UNAVA using IFSC GSCB0MSN073
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0MSN073, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD UNAVA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC GSCB0MSN073
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD UNAVA, ensure your bank's portal accepts IFSC GSCB0MSN073 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Gujarat State Cooperative Bank Limited THE MEHSANA DIST CENTRAL CO OP BANK LTD UNAVA (IFSC GSCB0MSN073)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0MSN073 in your mobile or internet banking app, and the money is credited to the THE MEHSANA DIST CENTRAL CO OP BANK LTD UNAVA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to The Mehsana Dist Central Co Op Bank Ltd Unava
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0MSN073:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE MEHSANA DIST CENTRAL CO OP BANK LTD UNAVA is still linked to IFSC GSCB0MSN073.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC GSCB0MSN073
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD UNAVA is still mapped to IFSC GSCB0MSN073. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0MSN073 and the beneficiary's account number to complete the transfer.
Account types you can open at the The Mehsana Dist Central Co Op Bank Ltd Unava branch
Once you have an account at The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD UNAVA, the IFSC GSCB0MSN073 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the The Mehsana Dist Central Co Op Bank Ltd Unava branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC GSCB0MSN073
MICR & cheque-truncation details
Cheques drawn on the The Mehsana Dist Central Co Op Bank Ltd Unava branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0MSN073 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC GSCB0MSN073
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE MEHSANA DIST CENTRAL CO OP BANK LTD UNAVA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0MSN073 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD UNAVA:
- The IFSC is exactly GSCB0MSN073 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE MEHSANA DIST CENTRAL CO OP BANK LTD UNAVA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The The Mehsana Dist Central Co Op Bank Ltd Unava branch sits at AT AND POST UNAVA BAZAR TA UNJHA DIST MEHSANA 384160. If you are travelling from outside Unava, search for the branch on a maps application using the bank name and locality, or call 2767-256342 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0MSN073 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC GSCB0MSN073 for The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD UNAVA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at The Mehsana Dist Central Co Op Bank Ltd Unava are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0MSN073 continue to work without interruption.
Branch address & contact
The Gujarat State Cooperative Bank LimitedThe Mehsana Dist Central Co Op Bank Ltd Unava Branch
AT AND POST UNAVA BAZAR TA UNJHA DIST MEHSANA 384160
Unava, Gujarat
Phone: 2767-256342
IFSC: GSCB0MSN073
Frequently asked questions
Is IFSC GSCB0MSN073 valid for NEFT and RTGS?
Yes. IFSC GSCB0MSN073 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Unava branch located?
The Gujarat State Cooperative Bank Limited's The Mehsana Dist Central Co Op Bank Ltd Unava branch is located at AT AND POST UNAVA BAZAR TA UNJHA DIST MEHSANA 384160, Unava, Gujarat.
What is the phone number of The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Unava branch?
You can reach the branch at 2767-256342 during regular banking hours.
How do I add The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Unava as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0MSN073, and complete OTP verification. Once activated, you can transfer funds at any time.
Does The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Unava branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2767-256342 to confirm.
Can I use IFSC GSCB0MSN073 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0MSN073 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Mehsana Dist Central Co Op Bank Ltd Unava branch but serve different purposes.
Is IFSC GSCB0MSN073 the same for all accounts at The Mehsana Dist Central Co Op Bank Ltd Unava branch?
Yes. The IFSC GSCB0MSN073 is shared by every account held at The Gujarat State Cooperative Bank Limited's The Mehsana Dist Central Co Op Bank Ltd Unava branch. Only the account number changes from customer to customer.
Final notes
To recap: GSCB0MSN073 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE MEHSANA DIST CENTRAL CO OP BANK LTD UNAVA branch, in UNAVA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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