Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD TORI branch in TORI, GUJARAT. The branch's IFSC code GSCB0AMR066 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD TORI is GSCB0AMR066. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters AMR066 map to this branch in TORI, GUJARAT.
About the bank
The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Amreli Jilla Madhyastha Sahakari Bank Ltd Tori branch in Tori, Gujarat is part of this network and uses the IFSC code GSCB0AMR066 for all electronic settlement.
About the Amreli Jilla Madhyastha Sahakari Bank Ltd Tori branch
The Amreli Jilla Madhyastha Sahakari Bank Ltd Tori branch of The Gujarat State Cooperative Bank Limited is situated at TORI,TAL-KUKAVAV,DIST-AMRELI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0AMR066 is used.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | Amreli Jilla Madhyastha Sahakari Bank Ltd Tori |
| IFSC Code | GSCB0AMR066 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TORI,TAL-KUKAVAV,DIST-AMRELI |
| City | Tori |
| District | Amreli |
| State | Gujarat |
| STD Code | 2796 |
| Phone | 264171 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD TORI branch came to be assigned the code GSCB0AMR066.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0AMR066, money simply cannot be routed to the AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD TORI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0AMR066 and the account number together uniquely identify the Amreli Jilla Madhyastha Sahakari Bank Ltd Tori branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC GSCB0AMR066
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0AMR066 across all three.
How to use IFSC GSCB0AMR066 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD TORI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC GSCB0AMR066.
- Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD TORI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC GSCB0AMR066
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD TORI, ensure your bank's portal accepts IFSC GSCB0AMR066 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD TORI, use IMPS. With IFSC GSCB0AMR066 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0AMR066 for The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD TORI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0AMR066 | Yes – GSCB0AMR066 | Yes – GSCB0AMR066 |
For most retail customers crediting the Amreli Jilla Madhyastha Sahakari Bank Ltd Tori branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD TORI branch, the IFSC GSCB0AMR066 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Amreli Jilla Madhyastha Sahakari Bank Ltd Tori branch
Once you have an account at The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD TORI, the IFSC GSCB0AMR066 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Amreli Jilla Madhyastha Sahakari Bank Ltd Tori branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2796-264171.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0AMR066
Online banking and IFSC GSCB0AMR066
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD TORI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0AMR066 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Amreli Jilla Madhyastha Sahakari Bank Ltd Tori branch
The branch is located at TORI,TAL-KUKAVAV,DIST-AMRELI, which puts it inside Tori, the broader Amreli district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Amreli Jilla Madhyastha Sahakari Bank Ltd Tori branch” — the verified location pin for IFSC GSCB0AMR066 should appear at the top of the results.
- Confirm the branch is open by calling 2796-264171 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0AMR066 and your account number.
Common mistakes to avoid when using IFSC GSCB0AMR066
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD TORI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GSCB0AMR066. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Amreli Jilla Madhyastha Sahakari Bank Ltd Tori branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0AMR066, however, work 24x7.
Verifying IFSC GSCB0AMR066 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0AMR066 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2796-264171.
- Visiting the bank's official branch locator page.
Branch address & contact
The Gujarat State Cooperative Bank LimitedAmreli Jilla Madhyastha Sahakari Bank Ltd Tori Branch
TORI,TAL-KUKAVAV,DIST-AMRELI
Tori, Gujarat
Phone: 2796-264171
IFSC: GSCB0AMR066
Frequently asked questions
What is the IFSC code of The Gujarat State Cooperative Bank Limited Amreli Jilla Madhyastha Sahakari Bank Ltd Tori branch?
The IFSC code of The Gujarat State Cooperative Bank Limited, Amreli Jilla Madhyastha Sahakari Bank Ltd Tori branch is GSCB0AMR066. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does The Gujarat State Cooperative Bank Limited Amreli Jilla Madhyastha Sahakari Bank Ltd Tori branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2796-264171 to confirm.
Is IFSC GSCB0AMR066 valid for NEFT and RTGS?
Yes. IFSC GSCB0AMR066 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add The Gujarat State Cooperative Bank Limited Amreli Jilla Madhyastha Sahakari Bank Ltd Tori as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0AMR066, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using GSCB0AMR066 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – Amreli Jilla Madhyastha Sahakari Bank Ltd Tori reflect within 30 minutes.
Where is The Gujarat State Cooperative Bank Limited Amreli Jilla Madhyastha Sahakari Bank Ltd Tori branch located?
The Gujarat State Cooperative Bank Limited's Amreli Jilla Madhyastha Sahakari Bank Ltd Tori branch is located at TORI,TAL-KUKAVAV,DIST-AMRELI, Tori, Gujarat.
Summary
The IFSC code GSCB0AMR066 belongs to The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD TORI branch, located at TORI,TAL-KUKAVAV,DIST-AMRELI in TORI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


