If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD THORKHAN branch in THORKHAN, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0AMR046. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD THORKHAN branch, and detailed step-by-step guides for using the IFSC GSCB0AMR046 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD THORKHAN branch, the IFSC GSCB0AMR046 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and AMR046 identifies this particular branch.
Bank profile
The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch — IFSC GSCB0AMR046 — extends the bank's services to customers in and around Thorkhan, Gujarat.
Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch overview
Located at THORKHAN, TAL-BABRA, DIST. AMRELI, the Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0AMR046 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan |
| IFSC Code | GSCB0AMR046 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THORKHAN, TAL-BABRA, DIST. AMRELI |
| City | Thorkhan |
| District | Amreli |
| State | Gujarat |
| STD Code | 2791 |
| Phone | 279602 |
Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD THORKHAN of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0AMR046 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0AMR046 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0AMR046 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC GSCB0AMR046
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0AMR046 across all three.
How to use IFSC GSCB0AMR046 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD THORKHAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC GSCB0AMR046.
- Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD THORKHAN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD THORKHAN
If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD THORKHAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0AMR046 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD THORKHAN, use IMPS. With IFSC GSCB0AMR046 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0AMR046 for The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD THORKHAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0AMR046 | Yes – GSCB0AMR046 | Yes – GSCB0AMR046 |
For most retail customers crediting the Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC GSCB0AMR046
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD THORKHAN is still mapped to IFSC GSCB0AMR046. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0AMR046 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch is mapped to IFSC GSCB0AMR046 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0AMR046.
Banking services available
The Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2791-279602.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0AMR046
Online banking and IFSC GSCB0AMR046
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD THORKHAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0AMR046 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch
The branch is located at THORKHAN, TAL-BABRA, DIST. AMRELI, which puts it inside Thorkhan, the broader Amreli district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch” — the verified location pin for IFSC GSCB0AMR046 should appear at the top of the results.
- Confirm the branch is open by calling 2791-279602 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0AMR046 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD THORKHAN:
- The IFSC is exactly GSCB0AMR046 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD THORKHAN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0AMR046, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC GSCB0AMR046 for The Gujarat State Cooperative Bank Limited – AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD THORKHAN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
The Gujarat State Cooperative Bank LimitedAmreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan Branch
THORKHAN, TAL-BABRA, DIST. AMRELI
Thorkhan, Gujarat
Phone: 2791-279602
IFSC: GSCB0AMR046
Frequently asked questions
What is the phone number of The Gujarat State Cooperative Bank Limited Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch?
You can reach the branch at 2791-279602 during regular banking hours.
Can I use IFSC GSCB0AMR046 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0AMR046 to send funds instantly.
How do I add The Gujarat State Cooperative Bank Limited Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0AMR046, and complete OTP verification. Once activated, you can transfer funds at any time.
Does The Gujarat State Cooperative Bank Limited Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2791-279602 to confirm.
Is IFSC GSCB0AMR046 the same for all accounts at Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch?
Yes. The IFSC GSCB0AMR046 is shared by every account held at The Gujarat State Cooperative Bank Limited's Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch. Only the account number changes from customer to customer.
Where is The Gujarat State Cooperative Bank Limited Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch located?
The Gujarat State Cooperative Bank Limited's Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch is located at THORKHAN, TAL-BABRA, DIST. AMRELI, Thorkhan, Gujarat.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch but serve different purposes.
What is the IFSC code of The Gujarat State Cooperative Bank Limited Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch?
The IFSC code of The Gujarat State Cooperative Bank Limited, Amreli Jilla Madhyastha Sahakari Bank Ltd Thorkhan branch is GSCB0AMR046. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code GSCB0AMR046 belongs to The Gujarat State Cooperative Bank Limited's AMRELI JILLA MADHYASTHA SAHAKARI BANK LTD THORKHAN branch, located at THORKHAN, TAL-BABRA, DIST. AMRELI in THORKHAN, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


