IFSC Code of The Gujarat State Cooperative Bank Limited, The Junagadh Jilla Sahakari Bank Ltd Sutrapada Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, THE JUNAGADH JILLA SAHAKARI BANK LTD SUTRAPADA branch in SUTRAPADA. The 11-digit IFSC GSCB0JND025 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the THE JUNAGADH JILLA SAHAKARI BANK LTD SUTRAPADA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0JND025 is the IFSC of The Gujarat State Cooperative Bank Limited's THE JUNAGADH JILLA SAHAKARI BANK LTD SUTRAPADA branch. The format is fixed: GSCB = bank code, 0 = reserved, JND025 = branch identifier.

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the The Junagadh Jilla Sahakari Bank Ltd Sutrapada branch in Sutrapada. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0JND025.

Branch details at a glance

The Junagadh Jilla Sahakari Bank Ltd Sutrapada branch overview

Located at MAIN BAZAR, NEAR NILKANTH MAHADEV TEMPLE, SUTRAPADA. 362275, the The Junagadh Jilla Sahakari Bank Ltd Sutrapada branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0JND025 is required for all interbank electronic transfers routed through this branch.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE JUNAGADH JILLA SAHAKARI BANK LTD SUTRAPADA of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0JND025 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0JND025 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the The Junagadh Jilla Sahakari Bank Ltd Sutrapada branch is mapped to IFSC GSCB0JND025 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0JND025.

Banking services available

The The Junagadh Jilla Sahakari Bank Ltd Sutrapada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2876-263328.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0JND025

How to transfer money using IFSC GSCB0JND025

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0JND025 across all three.

How to use IFSC GSCB0JND025 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE JUNAGADH JILLA SAHAKARI BANK LTD SUTRAPADA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0JND025.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE JUNAGADH JILLA SAHAKARI BANK LTD SUTRAPADA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE JUNAGADH JILLA SAHAKARI BANK LTD SUTRAPADA

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE JUNAGADH JILLA SAHAKARI BANK LTD SUTRAPADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0JND025 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited THE JUNAGADH JILLA SAHAKARI BANK LTD SUTRAPADA (IFSC GSCB0JND025)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0JND025 in your mobile or internet banking app, and the money is credited to the THE JUNAGADH JILLA SAHAKARI BANK LTD SUTRAPADA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0JND025 for The Gujarat State Cooperative Bank Limited – THE JUNAGADH JILLA SAHAKARI BANK LTD SUTRAPADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Junagadh Jilla Sahakari Bank Ltd Sutrapada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE JUNAGADH JILLA SAHAKARI BANK LTD SUTRAPADA branch, the IFSC GSCB0JND025 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the The Junagadh Jilla Sahakari Bank Ltd Sutrapada branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0JND025 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0JND025 and the account number together uniquely identify the The Junagadh Jilla Sahakari Bank Ltd Sutrapada branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE JUNAGADH JILLA SAHAKARI BANK LTD SUTRAPADA:

• The IFSC is exactly GSCB0JND025 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE JUNAGADH JILLA SAHAKARI BANK LTD SUTRAPADA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Junagadh Jilla Sahakari Bank Ltd Sutrapada branch sits at MAIN BAZAR, NEAR NILKANTH MAHADEV TEMPLE, SUTRAPADA. 362275. If you are travelling from outside Sutrapada, search for the branch on a maps application using the bank name and locality, or call 2876-263328 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0JND025 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0JND025 for The Gujarat State Cooperative Bank Limited – THE JUNAGADH JILLA SAHAKARI BANK LTD SUTRAPADA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Junagadh Jilla Sahakari Bank Ltd Sutrapada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0JND025, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0JND025 belongs to The Gujarat State Cooperative Bank Limited's THE JUNAGADH JILLA SAHAKARI BANK LTD SUTRAPADA branch, located at MAIN BAZAR, NEAR NILKANTH MAHADEV TEMPLE, SUTRAPADA. 362275 in SUTRAPADA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.