IFSC Code of The Gujarat State Cooperative Bank Limited, Surendranagar District Central Co-Op. Bank Ltd Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, SURENDRANAGAR DISTRICT CENTRAL CO-OP. BANK LTD branch in SURENDRANAGAR. The 11-digit IFSC GSCB0SNR001 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the SURENDRANAGAR DISTRICT CENTRAL CO-OP. BANK LTD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – SURENDRANAGAR DISTRICT CENTRAL CO-OP. BANK LTD is GSCB0SNR001. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SNR001 map to this branch in SURENDRANAGAR, GUJARAT.

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the Surendranagar District Central Co-Op. Bank Ltd branch in Surendranagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0SNR001.

Surendranagar District Central Co-Op. Bank Ltd branch overview

Located at SURENDRANAGAR DISTRICT CENTRAL CO-OP. BANK LTD., SAHKAR BHAVAN . M.G.ROAD.SURENDRANAGAR, the Surendranagar District Central Co-Op. Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0SNR001 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's SURENDRANAGAR DISTRICT CENTRAL CO-OP. BANK LTD branch came to be assigned the code GSCB0SNR001.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0SNR001, money simply cannot be routed to the SURENDRANAGAR DISTRICT CENTRAL CO-OP. BANK LTD branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Surendranagar District Central Co-Op. Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0SNR001 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC GSCB0SNR001

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0SNR001 across all three.

How to use IFSC GSCB0SNR001 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's SURENDRANAGAR DISTRICT CENTRAL CO-OP. BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0SNR001.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as SURENDRANAGAR DISTRICT CENTRAL CO-OP. BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0SNR001

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – SURENDRANAGAR DISTRICT CENTRAL CO-OP. BANK LTD, ensure your bank's portal accepts IFSC GSCB0SNR001 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – SURENDRANAGAR DISTRICT CENTRAL CO-OP. BANK LTD, use IMPS. With IFSC GSCB0SNR001 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Surendranagar District Central Co-Op. Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0SNR001:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SURENDRANAGAR DISTRICT CENTRAL CO-OP. BANK LTD is still linked to IFSC GSCB0SNR001.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0SNR001

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – SURENDRANAGAR DISTRICT CENTRAL CO-OP. BANK LTD is still mapped to IFSC GSCB0SNR001. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0SNR001 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Surendranagar District Central Co-Op. Bank Ltd branch is mapped to IFSC GSCB0SNR001 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0SNR001.

Products and services

Customers walking into the Surendranagar District Central Co-Op. Bank Ltd branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0SNR001

Digital banking channels

Most day-to-day work that customers used to do at the Surendranagar District Central Co-Op. Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0SNR001 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Surendranagar District Central Co-Op. Bank Ltd branch

The branch is located at SURENDRANAGAR DISTRICT CENTRAL CO-OP. BANK LTD., SAHKAR BHAVAN . M.G.ROAD.SURENDRANAGAR, which puts it inside Surendranagar, the broader Surendranagar district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Surendranagar District Central Co-Op. Bank Ltd branch” — the verified location pin for IFSC GSCB0SNR001 should appear at the top of the results.
2. Confirm the branch is open by calling 2752-235789 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0SNR001 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – SURENDRANAGAR DISTRICT CENTRAL CO-OP. BANK LTD:

• The IFSC is exactly GSCB0SNR001 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and SURENDRANAGAR DISTRICT CENTRAL CO-OP. BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Surendranagar District Central Co-Op. Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0SNR001, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0SNR001 for The Gujarat State Cooperative Bank Limited – SURENDRANAGAR DISTRICT CENTRAL CO-OP. BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0SNR001 belongs to The Gujarat State Cooperative Bank Limited's SURENDRANAGAR DISTRICT CENTRAL CO-OP. BANK LTD branch, located at SURENDRANAGAR DISTRICT CENTRAL CO-OP. BANK LTD., SAHKAR BHAVAN .… in SURENDRANAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.