IFSC Code of The Gujarat State Cooperative Bank Limited, The Gandevi Peoples Co Op Bank Ltd Sachin Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE GANDEVI PEOPLES CO OP BANK LTD SACHIN branch in SURAT, GUJARAT. The branch's IFSC code GSCB0GPCB06 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE GANDEVI PEOPLES CO OP BANK LTD SACHIN is GSCB0GPCB06. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters GPCB06 map to this branch in SURAT, GUJARAT.

Branch details at a glance

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Gandevi Peoples Co Op Bank Ltd Sachin branch in Surat, Gujarat is part of this network and uses the IFSC code GSCB0GPCB06 for all electronic settlement.

About this branch

The branch is located at SHOP 4 GROUND FLOOR SWASTICK PLAZA SACHIN SURAT. It serves the Surat region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0GPCB06 is used to identify this branch on the RBI payments network.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE GANDEVI PEOPLES CO OP BANK LTD SACHIN of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0GPCB06 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0GPCB06 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC GSCB0GPCB06

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0GPCB06 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, THE GANDEVI PEOPLES CO OP BANK LTD SACHIN using IFSC GSCB0GPCB06

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0GPCB06, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE GANDEVI PEOPLES CO OP BANK LTD SACHIN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE GANDEVI PEOPLES CO OP BANK LTD SACHIN

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE GANDEVI PEOPLES CO OP BANK LTD SACHIN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0GPCB06 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited THE GANDEVI PEOPLES CO OP BANK LTD SACHIN (IFSC GSCB0GPCB06)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0GPCB06 in your mobile or internet banking app, and the money is credited to the THE GANDEVI PEOPLES CO OP BANK LTD SACHIN branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0GPCB06 for The Gujarat State Cooperative Bank Limited – THE GANDEVI PEOPLES CO OP BANK LTD SACHIN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Gandevi Peoples Co Op Bank Ltd Sachin branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0GPCB06

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE GANDEVI PEOPLES CO OP BANK LTD SACHIN is still mapped to IFSC GSCB0GPCB06. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0GPCB06 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Gandevi Peoples Co Op Bank Ltd Sachin branch is mapped to IFSC GSCB0GPCB06 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0GPCB06.

Banking services available

The The Gandevi Peoples Co Op Bank Ltd Sachin branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9898349909.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0GPCB06

MICR & cheque-truncation details

Cheques drawn on the The Gandevi Peoples Co Op Bank Ltd Sachin branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0GPCB06 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the The Gandevi Peoples Co Op Bank Ltd Sachin branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0GPCB06 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC GSCB0GPCB06

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE GANDEVI PEOPLES CO OP BANK LTD SACHIN, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0GPCB06.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Gandevi Peoples Co Op Bank Ltd Sachin branch

The branch is located at SHOP 4 GROUND FLOOR SWASTICK PLAZA SACHIN SURAT, which puts it inside Surat, the broader Surat district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Gandevi Peoples Co Op Bank Ltd Sachin branch” — the verified location pin for IFSC GSCB0GPCB06 should appear at the top of the results.
2. Confirm the branch is open by calling 9898349909 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0GPCB06 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0GPCB06 for The Gujarat State Cooperative Bank Limited – THE GANDEVI PEOPLES CO OP BANK LTD SACHIN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Gandevi Peoples Co Op Bank Ltd Sachin are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0GPCB06 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0GPCB06 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE GANDEVI PEOPLES CO OP BANK LTD SACHIN branch, in SURAT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.