This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, AHMEDABD DISTRICT CO OP BANK LTD SOLA HOUSING branch in SOLA HOUSING. The 11-digit IFSC GSCB0ADC104 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the AHMEDABD DISTRICT CO OP BANK LTD SOLA HOUSING location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, GSCB0ADC104 is the IFSC of The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD SOLA HOUSING branch. The format is fixed: GSCB = bank code, 0 = reserved, ADC104 = branch identifier.
About the bank
The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ahmedabd District Co Op Bank Ltd Sola Housing branch in Sola Housing, Gujarat is part of this network and uses the IFSC code GSCB0ADC104 for all electronic settlement.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | Ahmedabd District Co Op Bank Ltd Sola Housing |
| IFSC Code | GSCB0ADC104 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TENAMENT NO 19 SAMARTH CO OP HOUS SOC LTD NEAR VIVEKANAND CHOWK MEMNAGAR AHMEDABAD |
| City | Sola Housing |
| District | Sola Housing |
| State | Gujarat |
| STD Code | 79 |
| Phone | 27489237 |
About the Ahmedabd District Co Op Bank Ltd Sola Housing branch
The Ahmedabd District Co Op Bank Ltd Sola Housing branch of The Gujarat State Cooperative Bank Limited is situated at TENAMENT NO 19 SAMARTH CO OP HOUS SOC LTD NEAR VIVEKANAND CHOWK MEMNAGAR AHMEDABAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0ADC104 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD SOLA HOUSING branch came to be assigned the code GSCB0ADC104.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0ADC104, money simply cannot be routed to the AHMEDABD DISTRICT CO OP BANK LTD SOLA HOUSING branch electronically.
Account types you can open at the Ahmedabd District Co Op Bank Ltd Sola Housing branch
Once you have an account at The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD SOLA HOUSING, the IFSC GSCB0ADC104 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ahmedabd District Co Op Bank Ltd Sola Housing branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-27489237.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0ADC104
How to transfer money using IFSC GSCB0ADC104
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0ADC104 across all three.
How to use IFSC GSCB0ADC104 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD SOLA HOUSING branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC GSCB0ADC104.
- Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as AHMEDABD DISTRICT CO OP BANK LTD SOLA HOUSING.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC GSCB0ADC104
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD SOLA HOUSING, ensure your bank's portal accepts IFSC GSCB0ADC104 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD SOLA HOUSING, use IMPS. With IFSC GSCB0ADC104 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0ADC104 for The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD SOLA HOUSING, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0ADC104 | Yes – GSCB0ADC104 | Yes – GSCB0ADC104 |
For most retail customers crediting the Ahmedabd District Co Op Bank Ltd Sola Housing branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC GSCB0ADC104
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD SOLA HOUSING is still mapped to IFSC GSCB0ADC104. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0ADC104 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Ahmedabd District Co Op Bank Ltd Sola Housing branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0ADC104 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Ahmedabd District Co Op Bank Ltd Sola Housing branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0ADC104 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD SOLA HOUSING:
- The IFSC is exactly GSCB0ADC104 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and AHMEDABD DISTRICT CO OP BANK LTD SOLA HOUSING as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ahmedabd District Co Op Bank Ltd Sola Housing branch sits at TENAMENT NO 19 SAMARTH CO OP HOUS SOC LTD NEAR VIVEKANAND CHOWK MEMNAGAR AHMEDABAD. If you are travelling from outside Sola Housing, search for the branch on a maps application using the bank name and locality, or call 79-27489237 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0ADC104 and your account number.
Verifying IFSC GSCB0ADC104 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0ADC104 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 79-27489237.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ahmedabd District Co Op Bank Ltd Sola Housing are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0ADC104 continue to work without interruption.
Branch address & contact
The Gujarat State Cooperative Bank LimitedAhmedabd District Co Op Bank Ltd Sola Housing Branch
TENAMENT NO 19 SAMARTH CO OP HOUS SOC LTD NEAR VIVEKANAND CHOWK MEMNAGAR AHMEDABAD
Sola Housing, Gujarat
Phone: 79-27489237
IFSC: GSCB0ADC104
Frequently asked questions
Does The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Sola Housing branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 79-27489237 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ahmedabd District Co Op Bank Ltd Sola Housing branch but serve different purposes.
Is IFSC GSCB0ADC104 valid for NEFT and RTGS?
Yes. IFSC GSCB0ADC104 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Sola Housing branch located?
The Gujarat State Cooperative Bank Limited's Ahmedabd District Co Op Bank Ltd Sola Housing branch is located at TENAMENT NO 19 SAMARTH CO OP HOUS SOC LTD NEAR VIVEKANAND CHOWK MEMNAGAR AHMEDABAD, Sola Housing, Gujarat.
What is the phone number of The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Sola Housing branch?
You can reach the branch at 79-27489237 during regular banking hours.
What is the IFSC code of The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Sola Housing branch?
The IFSC code of The Gujarat State Cooperative Bank Limited, Ahmedabd District Co Op Bank Ltd Sola Housing branch is GSCB0ADC104. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Sola Housing as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0ADC104, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC GSCB0ADC104 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0ADC104 to send funds instantly.
Summary
The IFSC code GSCB0ADC104 belongs to The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD SOLA HOUSING branch, located at TENAMENT NO 19 SAMARTH CO OP HOUS SOC LTD NEAR VIVEKANAND CHOWK MEMNAGAR… in SOLA HOUSING, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


