This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, THE BHARUCH DIST CENT CO-OP BANK LTD SHUKLATIRTH branch in SHUKLATIRTH. The 11-digit IFSC GSCB0BRC030 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the THE BHARUCH DIST CENT CO-OP BANK LTD SHUKLATIRTH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Gujarat State Cooperative Bank Limited's THE BHARUCH DIST CENT CO-OP BANK LTD SHUKLATIRTH branch, the IFSC GSCB0BRC030 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and BRC030 identifies this particular branch.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth |
| IFSC Code | GSCB0BRC030 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT.PO. SHUKLATIRTH, TA.DIST. BHARUCH |
| City | Shuklatirth |
| District | Bharuch |
| State | Gujarat |
| STD Code | 2642 |
| Phone | 281168 |
About the bank
The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth branch in Shuklatirth, Gujarat is part of this network and uses the IFSC code GSCB0BRC030 for all electronic settlement.
About the The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth branch
The The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth branch of The Gujarat State Cooperative Bank Limited is situated at AT.PO. SHUKLATIRTH, TA.DIST. BHARUCH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0BRC030 is used.
Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE BHARUCH DIST CENT CO-OP BANK LTD SHUKLATIRTH of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0BRC030 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0BRC030 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC GSCB0BRC030
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0BRC030 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, THE BHARUCH DIST CENT CO-OP BANK LTD SHUKLATIRTH using IFSC GSCB0BRC030
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0BRC030, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE BHARUCH DIST CENT CO-OP BANK LTD SHUKLATIRTH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THE BHARUCH DIST CENT CO-OP BANK LTD SHUKLATIRTH
If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE BHARUCH DIST CENT CO-OP BANK LTD SHUKLATIRTH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0BRC030 while initiating the transfer and the credit will appear within minutes.
IMPS to The Gujarat State Cooperative Bank Limited THE BHARUCH DIST CENT CO-OP BANK LTD SHUKLATIRTH (IFSC GSCB0BRC030)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0BRC030 in your mobile or internet banking app, and the money is credited to the THE BHARUCH DIST CENT CO-OP BANK LTD SHUKLATIRTH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0BRC030:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE BHARUCH DIST CENT CO-OP BANK LTD SHUKLATIRTH is still linked to IFSC GSCB0BRC030.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE BHARUCH DIST CENT CO-OP BANK LTD SHUKLATIRTH branch, the IFSC GSCB0BRC030 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth branch is mapped to IFSC GSCB0BRC030 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0BRC030.
Products and services
Customers walking into the The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC GSCB0BRC030
MICR & cheque-truncation details
Cheques drawn on the The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0BRC030 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0BRC030 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC GSCB0BRC030
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE BHARUCH DIST CENT CO-OP BANK LTD SHUKLATIRTH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GSCB0BRC030. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth branch
The branch is located at AT.PO. SHUKLATIRTH, TA.DIST. BHARUCH, which puts it inside Shuklatirth, the broader Bharuch district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth branch” — the verified location pin for IFSC GSCB0BRC030 should appear at the top of the results.
- Confirm the branch is open by calling 2642-281168 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0BRC030 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC GSCB0BRC030 for The Gujarat State Cooperative Bank Limited – THE BHARUCH DIST CENT CO-OP BANK LTD SHUKLATIRTH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0BRC030 continue to work without interruption.
Branch address & contact
The Gujarat State Cooperative Bank LimitedThe Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth Branch
AT.PO. SHUKLATIRTH, TA.DIST. BHARUCH
Shuklatirth, Gujarat
Phone: 2642-281168
IFSC: GSCB0BRC030
Frequently asked questions
Does The Gujarat State Cooperative Bank Limited The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2642-281168 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth branch but serve different purposes.
Where is The Gujarat State Cooperative Bank Limited The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth branch located?
The Gujarat State Cooperative Bank Limited's The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth branch is located at AT.PO. SHUKLATIRTH, TA.DIST. BHARUCH, Shuklatirth, Gujarat.
Is IFSC GSCB0BRC030 valid for NEFT and RTGS?
Yes. IFSC GSCB0BRC030 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using GSCB0BRC030 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth reflect within 30 minutes.
Is IFSC GSCB0BRC030 the same for all accounts at The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth branch?
Yes. The IFSC GSCB0BRC030 is shared by every account held at The Gujarat State Cooperative Bank Limited's The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth branch. Only the account number changes from customer to customer.
Can I use IFSC GSCB0BRC030 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0BRC030 to send funds instantly.
What is the phone number of The Gujarat State Cooperative Bank Limited The Bharuch Dist Cent Co-Op Bank Ltd Shuklatirth branch?
You can reach the branch at 2642-281168 during regular banking hours.
Summary
The IFSC code GSCB0BRC030 belongs to The Gujarat State Cooperative Bank Limited's THE BHARUCH DIST CENT CO-OP BANK LTD SHUKLATIRTH branch, located at AT.PO. SHUKLATIRTH, TA.DIST. BHARUCH in SHUKLATIRTH, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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