This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, AHMEDABD DISTRICT CO OP BANK LTD SHYAMAL CHAR RASTA branch in SHAYAMAL CHAR RAST. The 11-digit IFSC GSCB0ADC190 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the AHMEDABD DISTRICT CO OP BANK LTD SHYAMAL CHAR RASTA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD SHYAMAL CHAR RASTA is GSCB0ADC190. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters ADC190 map to this branch in SHAYAMAL CHAR RAST, GUJARAT.
About The Gujarat State Cooperative Bank Limited
The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the Ahmedabd District Co Op Bank Ltd Shyamal Char Rasta branch in Shayamal Char Rast. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0ADC190.
About this branch
The branch is located at SHYAMAL OVERBRIDGE NR DERASAR AHMEDABAD. It serves the Shayamal Char Rast region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0ADC190 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | Ahmedabd District Co Op Bank Ltd Shyamal Char Rasta |
| IFSC Code | GSCB0ADC190 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHYAMAL OVERBRIDGE NR DERASAR AHMEDABAD |
| City | Shayamal Char Rast |
| District | Ahmedabad |
| State | Gujarat |
| STD Code | 79 |
| Phone | 26765154 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD SHYAMAL CHAR RASTA branch came to be assigned the code GSCB0ADC190.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0ADC190, money simply cannot be routed to the AHMEDABD DISTRICT CO OP BANK LTD SHYAMAL CHAR RASTA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0ADC190 and the account number together uniquely identify the Ahmedabd District Co Op Bank Ltd Shyamal Char Rasta branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC GSCB0ADC190
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0ADC190 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, AHMEDABD DISTRICT CO OP BANK LTD SHYAMAL CHAR RASTA using IFSC GSCB0ADC190
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0ADC190, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD SHYAMAL CHAR RASTA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AHMEDABD DISTRICT CO OP BANK LTD SHYAMAL CHAR RASTA
If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD SHYAMAL CHAR RASTA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0ADC190 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD SHYAMAL CHAR RASTA, use IMPS. With IFSC GSCB0ADC190 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Ahmedabd District Co Op Bank Ltd Shyamal Char Rasta
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0ADC190:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at AHMEDABD DISTRICT CO OP BANK LTD SHYAMAL CHAR RASTA is still linked to IFSC GSCB0ADC190.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC GSCB0ADC190
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD SHYAMAL CHAR RASTA is still mapped to IFSC GSCB0ADC190. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0ADC190 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ahmedabd District Co Op Bank Ltd Shyamal Char Rasta branch is mapped to IFSC GSCB0ADC190 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0ADC190.
Products and services
Customers walking into the Ahmedabd District Co Op Bank Ltd Shyamal Char Rasta branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC GSCB0ADC190
Digital banking channels
Most day-to-day work that customers used to do at the Ahmedabd District Co Op Bank Ltd Shyamal Char Rasta branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0ADC190 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Ahmedabd District Co Op Bank Ltd Shyamal Char Rasta branch sits at SHYAMAL OVERBRIDGE NR DERASAR AHMEDABAD. If you are travelling from outside Shayamal Char Rast, search for the branch on a maps application using the bank name and locality, or call 79-26765154 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0ADC190 and your account number.
Common mistakes to avoid when using IFSC GSCB0ADC190
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD SHYAMAL CHAR RASTA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GSCB0ADC190. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Ahmedabd District Co Op Bank Ltd Shyamal Char Rasta are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0ADC190 continue to work without interruption.
Verifying IFSC GSCB0ADC190 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0ADC190 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 79-26765154.
- Visiting the bank's official branch locator page.
Branch address & contact
The Gujarat State Cooperative Bank LimitedAhmedabd District Co Op Bank Ltd Shyamal Char Rasta Branch
SHYAMAL OVERBRIDGE NR DERASAR AHMEDABAD
Shayamal Char Rast, Gujarat
Phone: 79-26765154
IFSC: GSCB0ADC190
Frequently asked questions
How do I add The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Shyamal Char Rasta as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0ADC190, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Shyamal Char Rasta branch located?
The Gujarat State Cooperative Bank Limited's Ahmedabd District Co Op Bank Ltd Shyamal Char Rasta branch is located at SHYAMAL OVERBRIDGE NR DERASAR AHMEDABAD, Shayamal Char Rast, Gujarat.
What is the phone number of The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Shyamal Char Rasta branch?
You can reach the branch at 79-26765154 during regular banking hours.
Is IFSC GSCB0ADC190 the same for all accounts at Ahmedabd District Co Op Bank Ltd Shyamal Char Rasta branch?
Yes. The IFSC GSCB0ADC190 is shared by every account held at The Gujarat State Cooperative Bank Limited's Ahmedabd District Co Op Bank Ltd Shyamal Char Rasta branch. Only the account number changes from customer to customer.
Can I use IFSC GSCB0ADC190 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0ADC190 to send funds instantly.
Is IFSC GSCB0ADC190 valid for NEFT and RTGS?
Yes. IFSC GSCB0ADC190 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ahmedabd District Co Op Bank Ltd Shyamal Char Rasta branch but serve different purposes.
Summary
The IFSC code GSCB0ADC190 belongs to The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD SHYAMAL CHAR RASTA branch, located at SHYAMAL OVERBRIDGE NR DERASAR AHMEDABAD in SHAYAMAL CHAR RAST, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


