IFSC Code of The Gujarat State Cooperative Bank Limited, The Kheralu Nagarik Sahakari Bank Ltd Satlasana Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, THE KHERALU NAGARIK SAHAKARI BANK LTD SATLASANA branch in SATLASANA. The 11-digit IFSC GSCB0UTKN02 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the THE KHERALU NAGARIK SAHAKARI BANK LTD SATLASANA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's THE KHERALU NAGARIK SAHAKARI BANK LTD SATLASANA branch, the IFSC GSCB0UTKN02 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and UTKN02 identifies this particular branch.

Branch details at a glance

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the The Kheralu Nagarik Sahakari Bank Ltd Satlasana branch in Satlasana. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0UTKN02.

About this branch

The branch is located at NEAR BUSSTAND, SATLASANA. It serves the Satlasana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0UTKN02 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE KHERALU NAGARIK SAHAKARI BANK LTD SATLASANA branch came to be assigned the code GSCB0UTKN02.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0UTKN02, money simply cannot be routed to the THE KHERALU NAGARIK SAHAKARI BANK LTD SATLASANA branch electronically.

How to transfer money using IFSC GSCB0UTKN02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UTKN02 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, THE KHERALU NAGARIK SAHAKARI BANK LTD SATLASANA using IFSC GSCB0UTKN02

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0UTKN02, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE KHERALU NAGARIK SAHAKARI BANK LTD SATLASANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE KHERALU NAGARIK SAHAKARI BANK LTD SATLASANA

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE KHERALU NAGARIK SAHAKARI BANK LTD SATLASANA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0UTKN02 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited THE KHERALU NAGARIK SAHAKARI BANK LTD SATLASANA (IFSC GSCB0UTKN02)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0UTKN02 in your mobile or internet banking app, and the money is credited to the THE KHERALU NAGARIK SAHAKARI BANK LTD SATLASANA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0UTKN02 for The Gujarat State Cooperative Bank Limited – THE KHERALU NAGARIK SAHAKARI BANK LTD SATLASANA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Kheralu Nagarik Sahakari Bank Ltd Satlasana branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0UTKN02

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE KHERALU NAGARIK SAHAKARI BANK LTD SATLASANA is still mapped to IFSC GSCB0UTKN02. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UTKN02 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Kheralu Nagarik Sahakari Bank Ltd Satlasana branch is mapped to IFSC GSCB0UTKN02 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0UTKN02.

Banking services available

The The Kheralu Nagarik Sahakari Bank Ltd Satlasana branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2761-253668.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0UTKN02

MICR & cheque-truncation details

Cheques drawn on the The Kheralu Nagarik Sahakari Bank Ltd Satlasana branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0UTKN02 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC GSCB0UTKN02

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE KHERALU NAGARIK SAHAKARI BANK LTD SATLASANA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0UTKN02 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC GSCB0UTKN02

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE KHERALU NAGARIK SAHAKARI BANK LTD SATLASANA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0UTKN02.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Kheralu Nagarik Sahakari Bank Ltd Satlasana branch

The branch is located at NEAR BUSSTAND, SATLASANA, which puts it inside Satlasana, the broader Mehsana district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Kheralu Nagarik Sahakari Bank Ltd Satlasana branch” — the verified location pin for IFSC GSCB0UTKN02 should appear at the top of the results.
2. Confirm the branch is open by calling 2761-253668 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0UTKN02 and your account number.

Verifying IFSC GSCB0UTKN02 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0UTKN02 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2761-253668.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Kheralu Nagarik Sahakari Bank Ltd Satlasana branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0UTKN02, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0UTKN02 belongs to The Gujarat State Cooperative Bank Limited's THE KHERALU NAGARIK SAHAKARI BANK LTD SATLASANA branch, located at NEAR BUSSTAND, SATLASANA in SATLASANA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.