IFSC Code of The Gujarat State Cooperative Bank Limited, The Bharuch Dist Cent Co-Op Bank Ltd Samni Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE BHARUCH DIST CENT CO-OP BANK LTD SAMNI branch in SAMNI, GUJARAT. The branch's IFSC code GSCB0BRC021 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE BHARUCH DIST CENT CO-OP BANK LTD SAMNI is GSCB0BRC021. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters BRC021 map to this branch in SAMNI, GUJARAT.

Branch details at a glance

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the The Bharuch Dist Cent Co-Op Bank Ltd Samni branch in Samni. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0BRC021.

About this branch

The branch is located at AT.PO.SAMNI, TA. AMOD, DIST. BHARUCH. It serves the Samni region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0BRC021 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE BHARUCH DIST CENT CO-OP BANK LTD SAMNI branch came to be assigned the code GSCB0BRC021.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0BRC021, money simply cannot be routed to the THE BHARUCH DIST CENT CO-OP BANK LTD SAMNI branch electronically.

How to transfer money using IFSC GSCB0BRC021

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0BRC021 across all three.

How to use IFSC GSCB0BRC021 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE BHARUCH DIST CENT CO-OP BANK LTD SAMNI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0BRC021.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE BHARUCH DIST CENT CO-OP BANK LTD SAMNI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE BHARUCH DIST CENT CO-OP BANK LTD SAMNI

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE BHARUCH DIST CENT CO-OP BANK LTD SAMNI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0BRC021 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited THE BHARUCH DIST CENT CO-OP BANK LTD SAMNI (IFSC GSCB0BRC021)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0BRC021 in your mobile or internet banking app, and the money is credited to the THE BHARUCH DIST CENT CO-OP BANK LTD SAMNI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0BRC021 for The Gujarat State Cooperative Bank Limited – THE BHARUCH DIST CENT CO-OP BANK LTD SAMNI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Bharuch Dist Cent Co-Op Bank Ltd Samni branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0BRC021

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE BHARUCH DIST CENT CO-OP BANK LTD SAMNI is still mapped to IFSC GSCB0BRC021. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0BRC021 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Bharuch Dist Cent Co-Op Bank Ltd Samni branch is mapped to IFSC GSCB0BRC021 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0BRC021.

Products and services

Customers walking into the The Bharuch Dist Cent Co-Op Bank Ltd Samni branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0BRC021

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0BRC021 and the account number together uniquely identify the The Bharuch Dist Cent Co-Op Bank Ltd Samni branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the The Bharuch Dist Cent Co-Op Bank Ltd Samni branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0BRC021 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE BHARUCH DIST CENT CO-OP BANK LTD SAMNI:

• The IFSC is exactly GSCB0BRC021 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE BHARUCH DIST CENT CO-OP BANK LTD SAMNI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Bharuch Dist Cent Co-Op Bank Ltd Samni branch

The branch is located at AT.PO.SAMNI, TA. AMOD, DIST. BHARUCH, which puts it inside Samni, the broader Bharuch district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Bharuch Dist Cent Co-Op Bank Ltd Samni branch” — the verified location pin for IFSC GSCB0BRC021 should appear at the top of the results.
2. Confirm the branch is open by calling 2641-238428 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0BRC021 and your account number.

Verifying IFSC GSCB0BRC021 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0BRC021 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2641-238428.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Bharuch Dist Cent Co-Op Bank Ltd Samni branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0BRC021, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0BRC021 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE BHARUCH DIST CENT CO-OP BANK LTD SAMNI branch, in SAMNI, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.