IFSC Code of The Gujarat State Cooperative Bank Limited, The Bharuch Dist Cent Co-Op Bank Ltd Sajod Branch, Gujarat

If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, THE BHARUCH DIST CENT CO-OP BANK LTD SAJOD branch in SAJOD, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0BRC017. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE BHARUCH DIST CENT CO-OP BANK LTD SAJOD branch, and detailed step-by-step guides for using the IFSC GSCB0BRC017 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's THE BHARUCH DIST CENT CO-OP BANK LTD SAJOD branch, the IFSC GSCB0BRC017 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and BRC017 identifies this particular branch.

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Bharuch Dist Cent Co-Op Bank Ltd Sajod branch in Sajod, Gujarat is part of this network and uses the IFSC code GSCB0BRC017 for all electronic settlement.

About the The Bharuch Dist Cent Co-Op Bank Ltd Sajod branch

The The Bharuch Dist Cent Co-Op Bank Ltd Sajod branch of The Gujarat State Cooperative Bank Limited is situated at AT.PO.SAJOD, TA. ANKLESHWAR, DIST. BHARUCH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0BRC017 is used.

Branch details at a glance

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE BHARUCH DIST CENT CO-OP BANK LTD SAJOD of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0BRC017 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0BRC017 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the The Bharuch Dist Cent Co-Op Bank Ltd Sajod branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0BRC017 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC GSCB0BRC017

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0BRC017 across all three.

How to use IFSC GSCB0BRC017 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE BHARUCH DIST CENT CO-OP BANK LTD SAJOD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0BRC017.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE BHARUCH DIST CENT CO-OP BANK LTD SAJOD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE BHARUCH DIST CENT CO-OP BANK LTD SAJOD

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE BHARUCH DIST CENT CO-OP BANK LTD SAJOD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0BRC017 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited THE BHARUCH DIST CENT CO-OP BANK LTD SAJOD (IFSC GSCB0BRC017)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0BRC017 in your mobile or internet banking app, and the money is credited to the THE BHARUCH DIST CENT CO-OP BANK LTD SAJOD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0BRC017 for The Gujarat State Cooperative Bank Limited – THE BHARUCH DIST CENT CO-OP BANK LTD SAJOD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Bharuch Dist Cent Co-Op Bank Ltd Sajod branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE BHARUCH DIST CENT CO-OP BANK LTD SAJOD branch, the IFSC GSCB0BRC017 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the The Bharuch Dist Cent Co-Op Bank Ltd Sajod branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE BHARUCH DIST CENT CO-OP BANK LTD SAJOD, the IFSC GSCB0BRC017 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Bharuch Dist Cent Co-Op Bank Ltd Sajod branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0BRC017

Online banking and IFSC GSCB0BRC017

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE BHARUCH DIST CENT CO-OP BANK LTD SAJOD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0BRC017 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the The Bharuch Dist Cent Co-Op Bank Ltd Sajod branch

The branch is located at AT.PO.SAJOD, TA. ANKLESHWAR, DIST. BHARUCH, which puts it inside Sajod, the broader Bharuch district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Bharuch Dist Cent Co-Op Bank Ltd Sajod branch” — the verified location pin for IFSC GSCB0BRC017 should appear at the top of the results.
2. Confirm the branch is open by calling 2646-265523 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0BRC017 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE BHARUCH DIST CENT CO-OP BANK LTD SAJOD:

• The IFSC is exactly GSCB0BRC017 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE BHARUCH DIST CENT CO-OP BANK LTD SAJOD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Bharuch Dist Cent Co-Op Bank Ltd Sajod are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0BRC017 continue to work without interruption.

Verifying IFSC GSCB0BRC017 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0BRC017 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2646-265523.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0BRC017 belongs to The Gujarat State Cooperative Bank Limited's THE BHARUCH DIST CENT CO-OP BANK LTD SAJOD branch, located at AT.PO.SAJOD, TA. ANKLESHWAR, DIST. BHARUCH in SAJOD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.