IFSC Code of The Gujarat State Cooperative Bank Limited, The Randheja Commercial Coop Bank Ltd Branch, Gujarat

If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, THE RANDHEJA COMMERCIAL COOP BANK LTD branch in RANDHEJA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0URANDH. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE RANDHEJA COMMERCIAL COOP BANK LTD branch, and detailed step-by-step guides for using the IFSC GSCB0URANDH across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE RANDHEJA COMMERCIAL COOP BANK LTD is GSCB0URANDH. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters URANDH map to this branch in RANDHEJA, GUJARAT.

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Randheja Commercial Coop Bank Ltd branch in Randheja, Gujarat is part of this network and uses the IFSC code GSCB0URANDH for all electronic settlement.

The Randheja Commercial Coop Bank Ltd branch overview

Located at THE RANDHEJA COMMERCIAL COOP BANK LTD.MARKET YARD,RANDHEJA-382620,TA & DIST. GANDHINAGAR., the The Randheja Commercial Coop Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0URANDH is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE RANDHEJA COMMERCIAL COOP BANK LTD branch came to be assigned the code GSCB0URANDH.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0URANDH, money simply cannot be routed to the THE RANDHEJA COMMERCIAL COOP BANK LTD branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Randheja Commercial Coop Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0URANDH for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC GSCB0URANDH

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0URANDH across all three.

How to use IFSC GSCB0URANDH for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE RANDHEJA COMMERCIAL COOP BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0URANDH.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE RANDHEJA COMMERCIAL COOP BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE RANDHEJA COMMERCIAL COOP BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE RANDHEJA COMMERCIAL COOP BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0URANDH while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited THE RANDHEJA COMMERCIAL COOP BANK LTD (IFSC GSCB0URANDH)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0URANDH in your mobile or internet banking app, and the money is credited to the THE RANDHEJA COMMERCIAL COOP BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Randheja Commercial Coop Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0URANDH:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE RANDHEJA COMMERCIAL COOP BANK LTD is still linked to IFSC GSCB0URANDH.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE RANDHEJA COMMERCIAL COOP BANK LTD branch, the IFSC GSCB0URANDH is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the The Randheja Commercial Coop Bank Ltd branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE RANDHEJA COMMERCIAL COOP BANK LTD, the IFSC GSCB0URANDH stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Randheja Commercial Coop Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-23975382.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0URANDH

Online banking and IFSC GSCB0URANDH

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE RANDHEJA COMMERCIAL COOP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0URANDH is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the The Randheja Commercial Coop Bank Ltd branch

The branch is located at THE RANDHEJA COMMERCIAL COOP BANK LTD.MARKET YARD,RANDHEJA-382620,TA & DIST. GANDHINAGAR., which puts it inside Randheja, the broader Gandhinagar district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Randheja Commercial Coop Bank Ltd branch” — the verified location pin for IFSC GSCB0URANDH should appear at the top of the results.
2. Confirm the branch is open by calling 79-23975382 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0URANDH and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE RANDHEJA COMMERCIAL COOP BANK LTD:

• The IFSC is exactly GSCB0URANDH with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE RANDHEJA COMMERCIAL COOP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Randheja Commercial Coop Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0URANDH continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0URANDH for The Gujarat State Cooperative Bank Limited – THE RANDHEJA COMMERCIAL COOP BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0URANDH is the IFSC code of The Gujarat State Cooperative Bank Limited, THE RANDHEJA COMMERCIAL COOP BANK LTD branch, in RANDHEJA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.