IFSC Code of The Gujarat State Cooperative Bank Limited, Shri Rajkot District Coop. Bank Ltd. Sahakarnagar Branch, Gujarat

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT COOP. BANK LTD. SAHAKARNAGAR branch in RAJKOT, GUJARAT. The branch's IFSC code GSCB0RJT125 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT COOP. BANK LTD. SAHAKARNAGAR branch, the IFSC GSCB0RJT125 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and RJT125 identifies this particular branch.

Branch details at a glance

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the Shri Rajkot District Coop. Bank Ltd. Sahakarnagar branch in Rajkot. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0RJT125.

About the Shri Rajkot District Coop. Bank Ltd. Sahakarnagar branch

The Shri Rajkot District Coop. Bank Ltd. Sahakarnagar branch of The Gujarat State Cooperative Bank Limited is situated at SAHKARNAGAR MAIN ROAD,SADHNA SOCIETY STREET NO.1 CORNER,BANJARAG CHOWK,DHEBAR ROAD SOUTH,RAJKOT. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0RJT125 is used.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHRI RAJKOT DISTRICT COOP. BANK LTD. SAHAKARNAGAR of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0RJT125 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0RJT125 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC GSCB0RJT125

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0RJT125 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, SHRI RAJKOT DISTRICT COOP. BANK LTD. SAHAKARNAGAR using IFSC GSCB0RJT125

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0RJT125, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT COOP. BANK LTD. SAHAKARNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHRI RAJKOT DISTRICT COOP. BANK LTD. SAHAKARNAGAR

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT COOP. BANK LTD. SAHAKARNAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0RJT125 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT COOP. BANK LTD. SAHAKARNAGAR, use IMPS. With IFSC GSCB0RJT125 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0RJT125 for The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT COOP. BANK LTD. SAHAKARNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shri Rajkot District Coop. Bank Ltd. Sahakarnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0RJT125

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT COOP. BANK LTD. SAHAKARNAGAR is still mapped to IFSC GSCB0RJT125. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0RJT125 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Shri Rajkot District Coop. Bank Ltd. Sahakarnagar branch is mapped to IFSC GSCB0RJT125 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0RJT125.

Products and services

Customers walking into the Shri Rajkot District Coop. Bank Ltd. Sahakarnagar branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0RJT125

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0RJT125 and the account number together uniquely identify the Shri Rajkot District Coop. Bank Ltd. Sahakarnagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC GSCB0RJT125

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SHRI RAJKOT DISTRICT COOP. BANK LTD. SAHAKARNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0RJT125 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT COOP. BANK LTD. SAHAKARNAGAR:

• The IFSC is exactly GSCB0RJT125 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and SHRI RAJKOT DISTRICT COOP. BANK LTD. SAHAKARNAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Shri Rajkot District Coop. Bank Ltd. Sahakarnagar branch

The branch is located at SAHKARNAGAR MAIN ROAD,SADHNA SOCIETY STREET NO.1 CORNER,BANJARAG CHOWK,DHEBAR ROAD SOUTH,RAJKOT, which puts it inside Rajkot, the broader Rajkot district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Shri Rajkot District Coop. Bank Ltd. Sahakarnagar branch” — the verified location pin for IFSC GSCB0RJT125 should appear at the top of the results.
2. Confirm the branch is open by calling 281-2391122 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0RJT125 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0RJT125 for The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT COOP. BANK LTD. SAHAKARNAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shri Rajkot District Coop. Bank Ltd. Sahakarnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0RJT125, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0RJT125 is the IFSC code of The Gujarat State Cooperative Bank Limited, SHRI RAJKOT DISTRICT COOP. BANK LTD. SAHAKARNAGAR branch, in RAJKOT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.