IFSC Code of The Gujarat State Cooperative Bank Limited, Rajkot District Central Co-Op. Bank Ltd. Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD. branch, located in RAJKOT, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0RJT001. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0RJT001 for The Gujarat State Cooperative Bank Limited – RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD. — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD. is GSCB0RJT001. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters RJT001 map to this branch in RAJKOT, GUJARAT.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Rajkot District Central Co-Op. Bank Ltd. branch — IFSC GSCB0RJT001 — extends the bank's services to customers in and around Rajkot, Gujarat.

Branch details at a glance

About this branch

The branch is located at RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD., JILLA BANK BHAVAN . KASTURBA ROAD , RAJKOT. It serves the Rajkot region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0RJT001 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD. branch came to be assigned the code GSCB0RJT001.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0RJT001, money simply cannot be routed to the RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD. branch electronically.

Account types you can open at the Rajkot District Central Co-Op. Bank Ltd. branch

Once you have an account at The Gujarat State Cooperative Bank Limited – RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD., the IFSC GSCB0RJT001 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Rajkot District Central Co-Op. Bank Ltd. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 28-2231651.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0RJT001

How to transfer money using IFSC GSCB0RJT001

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0RJT001 across all three.

How to use IFSC GSCB0RJT001 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD. branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0RJT001.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD..
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0RJT001

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD., ensure your bank's portal accepts IFSC GSCB0RJT001 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Gujarat State Cooperative Bank Limited RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD. (IFSC GSCB0RJT001)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0RJT001 in your mobile or internet banking app, and the money is credited to the RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD. branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0RJT001 for The Gujarat State Cooperative Bank Limited – RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Rajkot District Central Co-Op. Bank Ltd. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD. branch, the IFSC GSCB0RJT001 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC GSCB0RJT001

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0RJT001 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0RJT001 and the account number together uniquely identify the Rajkot District Central Co-Op. Bank Ltd. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD.:

• The IFSC is exactly GSCB0RJT001 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Rajkot District Central Co-Op. Bank Ltd. branch sits at RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD., JILLA BANK BHAVAN . KASTURBA ROAD , RAJKOT. If you are travelling from outside Rajkot, search for the branch on a maps application using the bank name and locality, or call 28-2231651 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0RJT001 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0RJT001 for The Gujarat State Cooperative Bank Limited – RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD., you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rajkot District Central Co-Op. Bank Ltd. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0RJT001, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0RJT001 is the IFSC code of The Gujarat State Cooperative Bank Limited, RAJKOT DISTRICT CENTRAL CO-OP. BANK LTD. branch, in RAJKOT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.