If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, THE MEHSANA DIST CENTRAL CO OP BANK LTD PUNDHARA branch in PUNDHARA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0MSN042. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE MEHSANA DIST CENTRAL CO OP BANK LTD PUNDHARA branch, and detailed step-by-step guides for using the IFSC GSCB0MSN042 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Gujarat State Cooperative Bank Limited's THE MEHSANA DIST CENTRAL CO OP BANK LTD PUNDHARA branch, the IFSC GSCB0MSN042 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and MSN042 identifies this particular branch.
About the bank
The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Mehsana Dist Central Co Op Bank Ltd Pundhara branch in Pundhara, Gujarat is part of this network and uses the IFSC code GSCB0MSN042 for all electronic settlement.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | The Mehsana Dist Central Co Op Bank Ltd Pundhara |
| IFSC Code | GSCB0MSN042 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT AND POST PUNDHARA BAZAR TA MANSA DIST GANDHINAGAR 382855 |
| City | Pundhara |
| District | Gandhinagar |
| State | Gujarat |
| STD Code | 2763 |
| Phone | 285854 |
About this branch
The branch is located at AT AND POST PUNDHARA BAZAR TA MANSA DIST GANDHINAGAR 382855. It serves the Pundhara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0MSN042 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE MEHSANA DIST CENTRAL CO OP BANK LTD PUNDHARA branch came to be assigned the code GSCB0MSN042.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0MSN042, money simply cannot be routed to the THE MEHSANA DIST CENTRAL CO OP BANK LTD PUNDHARA branch electronically.
Products and account variants supported
Every account opened at the The Mehsana Dist Central Co Op Bank Ltd Pundhara branch is mapped to IFSC GSCB0MSN042 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0MSN042.
Products and services
Customers walking into the The Mehsana Dist Central Co Op Bank Ltd Pundhara branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC GSCB0MSN042
How to transfer money using IFSC GSCB0MSN042
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0MSN042 across all three.
How to use IFSC GSCB0MSN042 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE MEHSANA DIST CENTRAL CO OP BANK LTD PUNDHARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC GSCB0MSN042.
- Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE MEHSANA DIST CENTRAL CO OP BANK LTD PUNDHARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC GSCB0MSN042
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD PUNDHARA, ensure your bank's portal accepts IFSC GSCB0MSN042 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD PUNDHARA, use IMPS. With IFSC GSCB0MSN042 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to The Mehsana Dist Central Co Op Bank Ltd Pundhara
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0MSN042:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE MEHSANA DIST CENTRAL CO OP BANK LTD PUNDHARA is still linked to IFSC GSCB0MSN042.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE MEHSANA DIST CENTRAL CO OP BANK LTD PUNDHARA branch, the IFSC GSCB0MSN042 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC GSCB0MSN042
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE MEHSANA DIST CENTRAL CO OP BANK LTD PUNDHARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0MSN042 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the The Mehsana Dist Central Co Op Bank Ltd Pundhara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0MSN042 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC GSCB0MSN042
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD PUNDHARA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GSCB0MSN042. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the The Mehsana Dist Central Co Op Bank Ltd Pundhara branch
The branch is located at AT AND POST PUNDHARA BAZAR TA MANSA DIST GANDHINAGAR 382855, which puts it inside Pundhara, the broader Gandhinagar district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Pundhara branch” — the verified location pin for IFSC GSCB0MSN042 should appear at the top of the results.
- Confirm the branch is open by calling 2763-285854 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0MSN042 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC GSCB0MSN042 for The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD PUNDHARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Mehsana Dist Central Co Op Bank Ltd Pundhara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0MSN042, however, work 24x7.
Branch address & contact
The Gujarat State Cooperative Bank LimitedThe Mehsana Dist Central Co Op Bank Ltd Pundhara Branch
AT AND POST PUNDHARA BAZAR TA MANSA DIST GANDHINAGAR 382855
Pundhara, Gujarat
Phone: 2763-285854
IFSC: GSCB0MSN042
Frequently asked questions
What is the phone number of The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Pundhara branch?
You can reach the branch at 2763-285854 during regular banking hours.
How do I add The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Pundhara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0MSN042, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC GSCB0MSN042 the same for all accounts at The Mehsana Dist Central Co Op Bank Ltd Pundhara branch?
Yes. The IFSC GSCB0MSN042 is shared by every account held at The Gujarat State Cooperative Bank Limited's The Mehsana Dist Central Co Op Bank Ltd Pundhara branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Mehsana Dist Central Co Op Bank Ltd Pundhara branch but serve different purposes.
Does The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Pundhara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2763-285854 to confirm.
Where is The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Pundhara branch located?
The Gujarat State Cooperative Bank Limited's The Mehsana Dist Central Co Op Bank Ltd Pundhara branch is located at AT AND POST PUNDHARA BAZAR TA MANSA DIST GANDHINAGAR 382855, Pundhara, Gujarat.
What is the IFSC code of The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Pundhara branch?
The IFSC code of The Gujarat State Cooperative Bank Limited, The Mehsana Dist Central Co Op Bank Ltd Pundhara branch is GSCB0MSN042. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC GSCB0MSN042 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0MSN042 to send funds instantly.
Summary
The IFSC code GSCB0MSN042 belongs to The Gujarat State Cooperative Bank Limited's THE MEHSANA DIST CENTRAL CO OP BANK LTD PUNDHARA branch, located at AT AND POST PUNDHARA BAZAR TA MANSA DIST GANDHINAGAR 382855 in PUNDHARA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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