If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, THE BANASKANTHA DIST CENT CO OP BANK LTD PATOSAN branch in PATOSAN, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0BKD071. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE BANASKANTHA DIST CENT CO OP BANK LTD PATOSAN branch, and detailed step-by-step guides for using the IFSC GSCB0BKD071 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Gujarat State Cooperative Bank Limited's THE BANASKANTHA DIST CENT CO OP BANK LTD PATOSAN branch, the IFSC GSCB0BKD071 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and BKD071 identifies this particular branch.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | The Banaskantha Dist Cent Co Op Bank Ltd Patosan |
| IFSC Code | GSCB0BKD071 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST PATOSAN |
| City | Patosan |
| District | Banaskantha |
| State | Gujarat |
| STD Code | 2742 |
| Phone | 288214 |
About the bank
The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Banaskantha Dist Cent Co Op Bank Ltd Patosan branch in Patosan, Gujarat is part of this network and uses the IFSC code GSCB0BKD071 for all electronic settlement.
About the The Banaskantha Dist Cent Co Op Bank Ltd Patosan branch
The The Banaskantha Dist Cent Co Op Bank Ltd Patosan branch of The Gujarat State Cooperative Bank Limited is situated at AT POST PATOSAN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0BKD071 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE BANASKANTHA DIST CENT CO OP BANK LTD PATOSAN branch came to be assigned the code GSCB0BKD071.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0BKD071, money simply cannot be routed to the THE BANASKANTHA DIST CENT CO OP BANK LTD PATOSAN branch electronically.
How to transfer money using IFSC GSCB0BKD071
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0BKD071 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, THE BANASKANTHA DIST CENT CO OP BANK LTD PATOSAN using IFSC GSCB0BKD071
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0BKD071, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE BANASKANTHA DIST CENT CO OP BANK LTD PATOSAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THE BANASKANTHA DIST CENT CO OP BANK LTD PATOSAN
If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE BANASKANTHA DIST CENT CO OP BANK LTD PATOSAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0BKD071 while initiating the transfer and the credit will appear within minutes.
IMPS to The Gujarat State Cooperative Bank Limited THE BANASKANTHA DIST CENT CO OP BANK LTD PATOSAN (IFSC GSCB0BKD071)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0BKD071 in your mobile or internet banking app, and the money is credited to the THE BANASKANTHA DIST CENT CO OP BANK LTD PATOSAN branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to The Banaskantha Dist Cent Co Op Bank Ltd Patosan
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0BKD071:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE BANASKANTHA DIST CENT CO OP BANK LTD PATOSAN is still linked to IFSC GSCB0BKD071.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE BANASKANTHA DIST CENT CO OP BANK LTD PATOSAN branch, the IFSC GSCB0BKD071 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the The Banaskantha Dist Cent Co Op Bank Ltd Patosan branch is mapped to IFSC GSCB0BKD071 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0BKD071.
Banking services available
The The Banaskantha Dist Cent Co Op Bank Ltd Patosan branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2742-288214.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0BKD071
MICR & cheque-truncation details
Cheques drawn on the The Banaskantha Dist Cent Co Op Bank Ltd Patosan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0BKD071 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the The Banaskantha Dist Cent Co Op Bank Ltd Patosan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0BKD071 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE BANASKANTHA DIST CENT CO OP BANK LTD PATOSAN:
- The IFSC is exactly GSCB0BKD071 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE BANASKANTHA DIST CENT CO OP BANK LTD PATOSAN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the The Banaskantha Dist Cent Co Op Bank Ltd Patosan branch
The branch is located at AT POST PATOSAN, which puts it inside Patosan, the broader Banaskantha district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Banaskantha Dist Cent Co Op Bank Ltd Patosan branch” — the verified location pin for IFSC GSCB0BKD071 should appear at the top of the results.
- Confirm the branch is open by calling 2742-288214 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0BKD071 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC GSCB0BKD071 for The Gujarat State Cooperative Bank Limited – THE BANASKANTHA DIST CENT CO OP BANK LTD PATOSAN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at The Banaskantha Dist Cent Co Op Bank Ltd Patosan are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0BKD071 continue to work without interruption.
Branch address & contact
The Gujarat State Cooperative Bank LimitedThe Banaskantha Dist Cent Co Op Bank Ltd Patosan Branch
AT POST PATOSAN
Patosan, Gujarat
Phone: 2742-288214
IFSC: GSCB0BKD071
Frequently asked questions
How do I add The Gujarat State Cooperative Bank Limited The Banaskantha Dist Cent Co Op Bank Ltd Patosan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0BKD071, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of The Gujarat State Cooperative Bank Limited The Banaskantha Dist Cent Co Op Bank Ltd Patosan branch?
The IFSC code of The Gujarat State Cooperative Bank Limited, The Banaskantha Dist Cent Co Op Bank Ltd Patosan branch is GSCB0BKD071. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using GSCB0BKD071 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – The Banaskantha Dist Cent Co Op Bank Ltd Patosan reflect within 30 minutes.
Is IFSC GSCB0BKD071 the same for all accounts at The Banaskantha Dist Cent Co Op Bank Ltd Patosan branch?
Yes. The IFSC GSCB0BKD071 is shared by every account held at The Gujarat State Cooperative Bank Limited's The Banaskantha Dist Cent Co Op Bank Ltd Patosan branch. Only the account number changes from customer to customer.
Is IFSC GSCB0BKD071 valid for NEFT and RTGS?
Yes. IFSC GSCB0BKD071 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of The Gujarat State Cooperative Bank Limited The Banaskantha Dist Cent Co Op Bank Ltd Patosan branch?
You can reach the branch at 2742-288214 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Banaskantha Dist Cent Co Op Bank Ltd Patosan branch but serve different purposes.
Summary
The IFSC code GSCB0BKD071 belongs to The Gujarat State Cooperative Bank Limited's THE BANASKANTHA DIST CENT CO OP BANK LTD PATOSAN branch, located at AT POST PATOSAN in PATOSAN, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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