This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, MARKETYARD COMMERCIAL CO OP BANK LTD - PATAN BRANCH branch in PATAN. The 11-digit IFSC GSCB0UMCC02 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the MARKETYARD COMMERCIAL CO OP BANK LTD - PATAN BRANCH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, GSCB0UMCC02 is the IFSC of The Gujarat State Cooperative Bank Limited's MARKETYARD COMMERCIAL CO OP BANK LTD - PATAN BRANCH branch. The format is fixed: GSCB = bank code, 0 = reserved, UMCC02 = branch identifier.
Bank profile
The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Marketyard Commercial Co Op Bank Ltd - Patan Branch branch — IFSC GSCB0UMCC02 — extends the bank's services to customers in and around Patan, Gujarat.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | Marketyard Commercial Co Op Bank Ltd - Patan Branch |
| IFSC Code | GSCB0UMCC02 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BESIDE LAXMI NIVAS, NEAR RAILWAY STATION, PATAN-384265 |
| City | Patan |
| District | Patan |
| State | Gujarat |
| STD Code | 2766 |
| Phone | 296500 |
About this branch
The branch is located at BESIDE LAXMI NIVAS, NEAR RAILWAY STATION, PATAN-384265. It serves the Patan region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0UMCC02 is used to identify this branch on the RBI payments network.
Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MARKETYARD COMMERCIAL CO OP BANK LTD - PATAN BRANCH of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0UMCC02 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0UMCC02 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Marketyard Commercial Co Op Bank Ltd - Patan Branch branch is mapped to IFSC GSCB0UMCC02 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0UMCC02.
Banking services available
The Marketyard Commercial Co Op Bank Ltd - Patan Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2766-296500.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0UMCC02
How to transfer money using IFSC GSCB0UMCC02
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UMCC02 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, MARKETYARD COMMERCIAL CO OP BANK LTD - PATAN BRANCH using IFSC GSCB0UMCC02
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0UMCC02, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – MARKETYARD COMMERCIAL CO OP BANK LTD - PATAN BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC GSCB0UMCC02
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – MARKETYARD COMMERCIAL CO OP BANK LTD - PATAN BRANCH, ensure your bank's portal accepts IFSC GSCB0UMCC02 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Gujarat State Cooperative Bank Limited MARKETYARD COMMERCIAL CO OP BANK LTD - PATAN BRANCH (IFSC GSCB0UMCC02)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0UMCC02 in your mobile or internet banking app, and the money is credited to the MARKETYARD COMMERCIAL CO OP BANK LTD - PATAN BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0UMCC02 for The Gujarat State Cooperative Bank Limited – MARKETYARD COMMERCIAL CO OP BANK LTD - PATAN BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0UMCC02 | Yes – GSCB0UMCC02 | Yes – GSCB0UMCC02 |
For most retail customers crediting the Marketyard Commercial Co Op Bank Ltd - Patan Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC GSCB0UMCC02
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – MARKETYARD COMMERCIAL CO OP BANK LTD - PATAN BRANCH is still mapped to IFSC GSCB0UMCC02. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UMCC02 and the beneficiary's account number to complete the transfer.
Online banking and IFSC GSCB0UMCC02
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MARKETYARD COMMERCIAL CO OP BANK LTD - PATAN BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0UMCC02 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0UMCC02 and the account number together uniquely identify the Marketyard Commercial Co Op Bank Ltd - Patan Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC GSCB0UMCC02
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – MARKETYARD COMMERCIAL CO OP BANK LTD - PATAN BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GSCB0UMCC02. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Marketyard Commercial Co Op Bank Ltd - Patan Branch branch
The branch is located at BESIDE LAXMI NIVAS, NEAR RAILWAY STATION, PATAN-384265, which puts it inside Patan, the broader Patan district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Marketyard Commercial Co Op Bank Ltd - Patan Branch branch” — the verified location pin for IFSC GSCB0UMCC02 should appear at the top of the results.
- Confirm the branch is open by calling 2766-296500 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0UMCC02 and your account number.
Verifying IFSC GSCB0UMCC02 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0UMCC02 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2766-296500.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Marketyard Commercial Co Op Bank Ltd - Patan Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0UMCC02 continue to work without interruption.
Branch address & contact
The Gujarat State Cooperative Bank LimitedMarketyard Commercial Co Op Bank Ltd - Patan Branch Branch
BESIDE LAXMI NIVAS, NEAR RAILWAY STATION, PATAN-384265
Patan, Gujarat
Phone: 2766-296500
IFSC: GSCB0UMCC02
Frequently asked questions
How quickly will an NEFT transfer using GSCB0UMCC02 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – Marketyard Commercial Co Op Bank Ltd - Patan Branch reflect within 30 minutes.
What is the IFSC code of The Gujarat State Cooperative Bank Limited Marketyard Commercial Co Op Bank Ltd - Patan Branch branch?
The IFSC code of The Gujarat State Cooperative Bank Limited, Marketyard Commercial Co Op Bank Ltd - Patan Branch branch is GSCB0UMCC02. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of The Gujarat State Cooperative Bank Limited Marketyard Commercial Co Op Bank Ltd - Patan Branch branch?
You can reach the branch at 2766-296500 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Marketyard Commercial Co Op Bank Ltd - Patan Branch branch but serve different purposes.
How do I add The Gujarat State Cooperative Bank Limited Marketyard Commercial Co Op Bank Ltd - Patan Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0UMCC02, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC GSCB0UMCC02 the same for all accounts at Marketyard Commercial Co Op Bank Ltd - Patan Branch branch?
Yes. The IFSC GSCB0UMCC02 is shared by every account held at The Gujarat State Cooperative Bank Limited's Marketyard Commercial Co Op Bank Ltd - Patan Branch branch. Only the account number changes from customer to customer.
Where is The Gujarat State Cooperative Bank Limited Marketyard Commercial Co Op Bank Ltd - Patan Branch branch located?
The Gujarat State Cooperative Bank Limited's Marketyard Commercial Co Op Bank Ltd - Patan Branch branch is located at BESIDE LAXMI NIVAS, NEAR RAILWAY STATION, PATAN-384265, Patan, Gujarat.
Does The Gujarat State Cooperative Bank Limited Marketyard Commercial Co Op Bank Ltd - Patan Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2766-296500 to confirm.
Summary
The IFSC code GSCB0UMCC02 belongs to The Gujarat State Cooperative Bank Limited's MARKETYARD COMMERCIAL CO OP BANK LTD - PATAN BRANCH branch, located at BESIDE LAXMI NIVAS, NEAR RAILWAY STATION, PATAN-384265 in PATAN, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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