IFSC Code of The Gujarat State Cooperative Bank Limited, Chanasma Nagrik Sahakari Bank Ltd Patan Branch, Gujarat

If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, CHANASMA NAGRIK SAHAKARI BANK LTD PATAN branch in PATAN, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0UCHN02. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHANASMA NAGRIK SAHAKARI BANK LTD PATAN branch, and detailed step-by-step guides for using the IFSC GSCB0UCHN02 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – CHANASMA NAGRIK SAHAKARI BANK LTD PATAN is GSCB0UCHN02. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters UCHN02 map to this branch in PATAN, GUJARAT.

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chanasma Nagrik Sahakari Bank Ltd Patan branch in Patan, Gujarat is part of this network and uses the IFSC code GSCB0UCHN02 for all electronic settlement.

Branch details at a glance

About the Chanasma Nagrik Sahakari Bank Ltd Patan branch

The Chanasma Nagrik Sahakari Bank Ltd Patan branch of The Gujarat State Cooperative Bank Limited is situated at B MANEK CENTER,FIRST FLOOR, FUVARA CIRCLE,BAGWADA DARVAJA, PATAN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0UCHN02 is used.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHANASMA NAGRIK SAHAKARI BANK LTD PATAN of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0UCHN02 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0UCHN02 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Chanasma Nagrik Sahakari Bank Ltd Patan branch is mapped to IFSC GSCB0UCHN02 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0UCHN02.

Banking services available

The Chanasma Nagrik Sahakari Bank Ltd Patan branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2766-220436.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0UCHN02

How to transfer money using IFSC GSCB0UCHN02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UCHN02 across all three.

How to use IFSC GSCB0UCHN02 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's CHANASMA NAGRIK SAHAKARI BANK LTD PATAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0UCHN02.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as CHANASMA NAGRIK SAHAKARI BANK LTD PATAN.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CHANASMA NAGRIK SAHAKARI BANK LTD PATAN

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's CHANASMA NAGRIK SAHAKARI BANK LTD PATAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0UCHN02 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited CHANASMA NAGRIK SAHAKARI BANK LTD PATAN (IFSC GSCB0UCHN02)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0UCHN02 in your mobile or internet banking app, and the money is credited to the CHANASMA NAGRIK SAHAKARI BANK LTD PATAN branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0UCHN02 for The Gujarat State Cooperative Bank Limited – CHANASMA NAGRIK SAHAKARI BANK LTD PATAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chanasma Nagrik Sahakari Bank Ltd Patan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0UCHN02

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – CHANASMA NAGRIK SAHAKARI BANK LTD PATAN is still mapped to IFSC GSCB0UCHN02. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UCHN02 and the beneficiary's account number to complete the transfer.

Online banking and IFSC GSCB0UCHN02

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHANASMA NAGRIK SAHAKARI BANK LTD PATAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0UCHN02 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Chanasma Nagrik Sahakari Bank Ltd Patan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0UCHN02 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC GSCB0UCHN02

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – CHANASMA NAGRIK SAHAKARI BANK LTD PATAN, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0UCHN02.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Chanasma Nagrik Sahakari Bank Ltd Patan branch sits at B MANEK CENTER,FIRST FLOOR, FUVARA CIRCLE,BAGWADA DARVAJA, PATAN. If you are travelling from outside Patan, search for the branch on a maps application using the bank name and locality, or call 2766-220436 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0UCHN02 and your account number.

Verifying IFSC GSCB0UCHN02 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0UCHN02 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2766-220436.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chanasma Nagrik Sahakari Bank Ltd Patan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0UCHN02, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0UCHN02 belongs to The Gujarat State Cooperative Bank Limited's CHANASMA NAGRIK SAHAKARI BANK LTD PATAN branch, located at B MANEK CENTER,FIRST FLOOR, FUVARA CIRCLE,BAGWADA DARVAJA, PATAN in PATAN, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.