Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD PACHCHAM branch in PACHCHHAM, GUJARAT. The branch's IFSC code GSCB0ADC027 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD PACHCHAM is GSCB0ADC027. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters ADC027 map to this branch in PACHCHHAM, GUJARAT.
About The Gujarat State Cooperative Bank Limited
The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the Ahmedabd District Co Op Bank Ltd Pachcham branch in Pachchham. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0ADC027.
About the Ahmedabd District Co Op Bank Ltd Pachcham branch
The Ahmedabd District Co Op Bank Ltd Pachcham branch of The Gujarat State Cooperative Bank Limited is situated at KHER FALI ROAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0ADC027 is used.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | Ahmedabd District Co Op Bank Ltd Pachcham |
| IFSC Code | GSCB0ADC027 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KHER FALI ROAD |
| City | Pachchham |
| District | Pachchham |
| State | Gujarat |
| Phone | 9409303814 |
Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AHMEDABD DISTRICT CO OP BANK LTD PACHCHAM of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0ADC027 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0ADC027 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Ahmedabd District Co Op Bank Ltd Pachcham branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0ADC027 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC GSCB0ADC027
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0ADC027 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, AHMEDABD DISTRICT CO OP BANK LTD PACHCHAM using IFSC GSCB0ADC027
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0ADC027, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD PACHCHAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC GSCB0ADC027
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD PACHCHAM, ensure your bank's portal accepts IFSC GSCB0ADC027 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Gujarat State Cooperative Bank Limited AHMEDABD DISTRICT CO OP BANK LTD PACHCHAM (IFSC GSCB0ADC027)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0ADC027 in your mobile or internet banking app, and the money is credited to the AHMEDABD DISTRICT CO OP BANK LTD PACHCHAM branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Ahmedabd District Co Op Bank Ltd Pachcham
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0ADC027:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at AHMEDABD DISTRICT CO OP BANK LTD PACHCHAM is still linked to IFSC GSCB0ADC027.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC GSCB0ADC027
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD PACHCHAM is still mapped to IFSC GSCB0ADC027. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0ADC027 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ahmedabd District Co Op Bank Ltd Pachcham branch is mapped to IFSC GSCB0ADC027 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0ADC027.
Products and services
Customers walking into the Ahmedabd District Co Op Bank Ltd Pachcham branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC GSCB0ADC027
Digital banking channels
Most day-to-day work that customers used to do at the Ahmedabd District Co Op Bank Ltd Pachcham branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0ADC027 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Ahmedabd District Co Op Bank Ltd Pachcham branch
The branch is located at KHER FALI ROAD, which puts it inside Pachchham, the broader Pachchham district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Pachcham branch” — the verified location pin for IFSC GSCB0ADC027 should appear at the top of the results.
- Confirm the branch is open by calling 9409303814 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0ADC027 and your account number.
Common mistakes to avoid when using IFSC GSCB0ADC027
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD PACHCHAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GSCB0ADC027. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Ahmedabd District Co Op Bank Ltd Pachcham are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0ADC027 continue to work without interruption.
Verifying IFSC GSCB0ADC027 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0ADC027 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9409303814.
- Visiting the bank's official branch locator page.
Branch address & contact
The Gujarat State Cooperative Bank LimitedAhmedabd District Co Op Bank Ltd Pachcham Branch
KHER FALI ROAD
Pachchham, Gujarat
Phone: 9409303814
IFSC: GSCB0ADC027
Frequently asked questions
Where is The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Pachcham branch located?
The Gujarat State Cooperative Bank Limited's Ahmedabd District Co Op Bank Ltd Pachcham branch is located at KHER FALI ROAD, Pachchham, Gujarat.
What is the phone number of The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Pachcham branch?
You can reach the branch at 9409303814 during regular banking hours.
How do I add The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Pachcham as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0ADC027, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC GSCB0ADC027 the same for all accounts at Ahmedabd District Co Op Bank Ltd Pachcham branch?
Yes. The IFSC GSCB0ADC027 is shared by every account held at The Gujarat State Cooperative Bank Limited's Ahmedabd District Co Op Bank Ltd Pachcham branch. Only the account number changes from customer to customer.
Can I use IFSC GSCB0ADC027 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0ADC027 to send funds instantly.
What is the IFSC code of The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Pachcham branch?
The IFSC code of The Gujarat State Cooperative Bank Limited, Ahmedabd District Co Op Bank Ltd Pachcham branch is GSCB0ADC027. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: GSCB0ADC027 is the IFSC code of The Gujarat State Cooperative Bank Limited, AHMEDABD DISTRICT CO OP BANK LTD PACHCHAM branch, in PACHCHHAM, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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