IFSC Code of The Gujarat State Cooperative Bank Limited, The Kheda District Central Co Op Bank Ltd Ode Branch, Gujarat

If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ODE branch in ODE, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0KDC069. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ODE branch, and detailed step-by-step guides for using the IFSC GSCB0KDC069 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0KDC069 is the IFSC of The Gujarat State Cooperative Bank Limited's THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ODE branch. The format is fixed: GSCB = bank code, 0 = reserved, KDC069 = branch identifier.

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Kheda District Central Co Op Bank Ltd Ode branch in Ode, Gujarat is part of this network and uses the IFSC code GSCB0KDC069 for all electronic settlement.

About the The Kheda District Central Co Op Bank Ltd Ode branch

The The Kheda District Central Co Op Bank Ltd Ode branch of The Gujarat State Cooperative Bank Limited is situated at NR PARABDI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0KDC069 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ODE branch came to be assigned the code GSCB0KDC069.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0KDC069, money simply cannot be routed to the THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ODE branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0KDC069 and the account number together uniquely identify the The Kheda District Central Co Op Bank Ltd Ode branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC GSCB0KDC069

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0KDC069 across all three.

How to use IFSC GSCB0KDC069 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ODE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0KDC069.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ODE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ODE

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ODE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0KDC069 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ODE (IFSC GSCB0KDC069)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0KDC069 in your mobile or internet banking app, and the money is credited to the THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ODE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0KDC069 for The Gujarat State Cooperative Bank Limited – THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ODE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Kheda District Central Co Op Bank Ltd Ode branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0KDC069

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ODE is still mapped to IFSC GSCB0KDC069. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0KDC069 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Kheda District Central Co Op Bank Ltd Ode branch is mapped to IFSC GSCB0KDC069 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0KDC069.

Banking services available

The The Kheda District Central Co Op Bank Ltd Ode branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7046995068.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0KDC069

Digital banking channels

Most day-to-day work that customers used to do at the The Kheda District Central Co Op Bank Ltd Ode branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0KDC069 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The The Kheda District Central Co Op Bank Ltd Ode branch sits at NR PARABDI. If you are travelling from outside Ode, search for the branch on a maps application using the bank name and locality, or call 7046995068 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0KDC069 and your account number.

Common mistakes to avoid when using IFSC GSCB0KDC069

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ODE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0KDC069.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Kheda District Central Co Op Bank Ltd Ode branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0KDC069, however, work 24x7.

Verifying IFSC GSCB0KDC069 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0KDC069 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7046995068.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0KDC069 belongs to The Gujarat State Cooperative Bank Limited's THE KHEDA DISTRICT CENTRAL CO OP BANK LTD ODE branch, located at NR PARABDI in ODE, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.