Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's VALSAD DISTRICT CENTRAL CO OP BANK LTD VESMA branch in NAVSARI, GUJARAT. The branch's IFSC code GSCB0VDC025 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Gujarat State Cooperative Bank Limited's VALSAD DISTRICT CENTRAL CO OP BANK LTD VESMA branch, the IFSC GSCB0VDC025 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and VDC025 identifies this particular branch.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | Valsad District Central Co Op Bank Ltd Vesma |
| IFSC Code | GSCB0VDC025 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST VESMA VESMA BAZAR DIST NAVSARI 396475 |
| City | Navsari |
| District | Navsari |
| State | Gujarat |
| STD Code | 2637 |
| Phone | 262026 |
About the bank
The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Valsad District Central Co Op Bank Ltd Vesma branch in Navsari, Gujarat is part of this network and uses the IFSC code GSCB0VDC025 for all electronic settlement.
About the Valsad District Central Co Op Bank Ltd Vesma branch
The Valsad District Central Co Op Bank Ltd Vesma branch of The Gujarat State Cooperative Bank Limited is situated at AT POST VESMA VESMA BAZAR DIST NAVSARI 396475. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0VDC025 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's VALSAD DISTRICT CENTRAL CO OP BANK LTD VESMA branch came to be assigned the code GSCB0VDC025.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0VDC025, money simply cannot be routed to the VALSAD DISTRICT CENTRAL CO OP BANK LTD VESMA branch electronically.
How to transfer money using IFSC GSCB0VDC025
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0VDC025 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, VALSAD DISTRICT CENTRAL CO OP BANK LTD VESMA using IFSC GSCB0VDC025
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0VDC025, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – VALSAD DISTRICT CENTRAL CO OP BANK LTD VESMA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC GSCB0VDC025
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – VALSAD DISTRICT CENTRAL CO OP BANK LTD VESMA, ensure your bank's portal accepts IFSC GSCB0VDC025 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – VALSAD DISTRICT CENTRAL CO OP BANK LTD VESMA, use IMPS. With IFSC GSCB0VDC025 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Valsad District Central Co Op Bank Ltd Vesma
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0VDC025:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VALSAD DISTRICT CENTRAL CO OP BANK LTD VESMA is still linked to IFSC GSCB0VDC025.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC GSCB0VDC025
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – VALSAD DISTRICT CENTRAL CO OP BANK LTD VESMA is still mapped to IFSC GSCB0VDC025. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0VDC025 and the beneficiary's account number to complete the transfer.
Account types you can open at the Valsad District Central Co Op Bank Ltd Vesma branch
Once you have an account at The Gujarat State Cooperative Bank Limited – VALSAD DISTRICT CENTRAL CO OP BANK LTD VESMA, the IFSC GSCB0VDC025 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Valsad District Central Co Op Bank Ltd Vesma branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2637-262026.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0VDC025
MICR & cheque-truncation details
Cheques drawn on the Valsad District Central Co Op Bank Ltd Vesma branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0VDC025 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC GSCB0VDC025
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the VALSAD DISTRICT CENTRAL CO OP BANK LTD VESMA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0VDC025 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC GSCB0VDC025
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – VALSAD DISTRICT CENTRAL CO OP BANK LTD VESMA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GSCB0VDC025. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Valsad District Central Co Op Bank Ltd Vesma branch
The branch is located at AT POST VESMA VESMA BAZAR DIST NAVSARI 396475, which puts it inside Navsari, the broader Navsari district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Valsad District Central Co Op Bank Ltd Vesma branch” — the verified location pin for IFSC GSCB0VDC025 should appear at the top of the results.
- Confirm the branch is open by calling 2637-262026 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0VDC025 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC GSCB0VDC025 for The Gujarat State Cooperative Bank Limited – VALSAD DISTRICT CENTRAL CO OP BANK LTD VESMA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Valsad District Central Co Op Bank Ltd Vesma are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0VDC025 continue to work without interruption.
Branch address & contact
The Gujarat State Cooperative Bank LimitedValsad District Central Co Op Bank Ltd Vesma Branch
AT POST VESMA VESMA BAZAR DIST NAVSARI 396475
Navsari, Gujarat
Phone: 2637-262026
IFSC: GSCB0VDC025
Frequently asked questions
Can I use IFSC GSCB0VDC025 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC GSCB0VDC025 to send funds instantly.
Where is The Gujarat State Cooperative Bank Limited Valsad District Central Co Op Bank Ltd Vesma branch located?
The Gujarat State Cooperative Bank Limited's Valsad District Central Co Op Bank Ltd Vesma branch is located at AT POST VESMA VESMA BAZAR DIST NAVSARI 396475, Navsari, Gujarat.
How quickly will an NEFT transfer using GSCB0VDC025 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – Valsad District Central Co Op Bank Ltd Vesma reflect within 30 minutes.
How do I add The Gujarat State Cooperative Bank Limited Valsad District Central Co Op Bank Ltd Vesma as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0VDC025, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of The Gujarat State Cooperative Bank Limited Valsad District Central Co Op Bank Ltd Vesma branch?
You can reach the branch at 2637-262026 during regular banking hours.
Is IFSC GSCB0VDC025 valid for NEFT and RTGS?
Yes. IFSC GSCB0VDC025 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code GSCB0VDC025 belongs to The Gujarat State Cooperative Bank Limited's VALSAD DISTRICT CENTRAL CO OP BANK LTD VESMA branch, located at AT POST VESMA VESMA BAZAR DIST NAVSARI 396475 in NAVSARI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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