IFSC Code of The Gujarat State Cooperative Bank Limited, The Bardoli Nagrik Sahakari Bank Ltd Navsari Branch, Gujarat

If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, THE BARDOLI NAGRIK SAHAKARI BANK LTD NAVSARI branch in NAVSARI, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0UTBN05. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE BARDOLI NAGRIK SAHAKARI BANK LTD NAVSARI branch, and detailed step-by-step guides for using the IFSC GSCB0UTBN05 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE BARDOLI NAGRIK SAHAKARI BANK LTD NAVSARI is GSCB0UTBN05. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters UTBN05 map to this branch in NAVSARI, GUJARAT.

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the The Bardoli Nagrik Sahakari Bank Ltd Navsari branch in Navsari. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0UTBN05.

About the The Bardoli Nagrik Sahakari Bank Ltd Navsari branch

The The Bardoli Nagrik Sahakari Bank Ltd Navsari branch of The Gujarat State Cooperative Bank Limited is situated at G5-G6, GROUND FLOOR, DM EXCEL, OPP-AMBER APARTMENT, BESIDE VIJAY DAIRY, NR. RAMABEN HOSPITAL, HODI STREET, KAHARWAD FUVARA, NAVSARI-396445. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0UTBN05 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE BARDOLI NAGRIK SAHAKARI BANK LTD NAVSARI branch came to be assigned the code GSCB0UTBN05.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0UTBN05, money simply cannot be routed to the THE BARDOLI NAGRIK SAHAKARI BANK LTD NAVSARI branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Bardoli Nagrik Sahakari Bank Ltd Navsari branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0UTBN05 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC GSCB0UTBN05

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UTBN05 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, THE BARDOLI NAGRIK SAHAKARI BANK LTD NAVSARI using IFSC GSCB0UTBN05

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0UTBN05, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE BARDOLI NAGRIK SAHAKARI BANK LTD NAVSARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC GSCB0UTBN05

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE BARDOLI NAGRIK SAHAKARI BANK LTD NAVSARI, ensure your bank's portal accepts IFSC GSCB0UTBN05 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Gujarat State Cooperative Bank Limited THE BARDOLI NAGRIK SAHAKARI BANK LTD NAVSARI (IFSC GSCB0UTBN05)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0UTBN05 in your mobile or internet banking app, and the money is credited to the THE BARDOLI NAGRIK SAHAKARI BANK LTD NAVSARI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Bardoli Nagrik Sahakari Bank Ltd Navsari

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0UTBN05:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE BARDOLI NAGRIK SAHAKARI BANK LTD NAVSARI is still linked to IFSC GSCB0UTBN05.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE BARDOLI NAGRIK SAHAKARI BANK LTD NAVSARI branch, the IFSC GSCB0UTBN05 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Bardoli Nagrik Sahakari Bank Ltd Navsari branch is mapped to IFSC GSCB0UTBN05 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0UTBN05.

Products and services

Customers walking into the The Bardoli Nagrik Sahakari Bank Ltd Navsari branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0UTBN05

Online banking and IFSC GSCB0UTBN05

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE BARDOLI NAGRIK SAHAKARI BANK LTD NAVSARI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0UTBN05 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The The Bardoli Nagrik Sahakari Bank Ltd Navsari branch sits at G5-G6, GROUND FLOOR, DM EXCEL, OPP-AMBER APARTMENT, BESIDE VIJAY DAIRY, NR. RAMABEN HOSPITAL, HODI STREET, KAHARWAD FUVARA, NAVSARI-396445. If you are travelling from outside Navsari, search for the branch on a maps application using the bank name and locality, or call 612-9979911444 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0UTBN05 and your account number.

Common mistakes to avoid when using IFSC GSCB0UTBN05

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE BARDOLI NAGRIK SAHAKARI BANK LTD NAVSARI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0UTBN05.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Bardoli Nagrik Sahakari Bank Ltd Navsari branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0UTBN05, however, work 24x7.

Verifying IFSC GSCB0UTBN05 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0UTBN05 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 612-9979911444.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0UTBN05 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE BARDOLI NAGRIK SAHAKARI BANK LTD NAVSARI branch, in NAVSARI, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.