IFSC Code of The Gujarat State Cooperative Bank Limited, The Panchmahal District Co Op Bank Ltd.Navabazargodhra Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, THE PANCHMAHAL DISTRICT CO OP BANK LTD.NAVABAZARGODHRA branch in NAVABAZAR GODHRA. The 11-digit IFSC GSCB0PDC002 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the THE PANCHMAHAL DISTRICT CO OP BANK LTD.NAVABAZARGODHRA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's THE PANCHMAHAL DISTRICT CO OP BANK LTD.NAVABAZARGODHRA branch, the IFSC GSCB0PDC002 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and PDC002 identifies this particular branch.

Branch details at a glance

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the The Panchmahal District Co Op Bank Ltd.Navabazargodhra branch in Navabazar Godhra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0PDC002.

About the The Panchmahal District Co Op Bank Ltd.Navabazargodhra branch

The The Panchmahal District Co Op Bank Ltd.Navabazargodhra branch of The Gujarat State Cooperative Bank Limited is situated at PATELWADA,AT AND PO.GODHRA 389001,DIST PANCHMAHAL. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0PDC002 is used.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE PANCHMAHAL DISTRICT CO OP BANK LTD.NAVABAZARGODHRA of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0PDC002 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0PDC002 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC GSCB0PDC002

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0PDC002 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, THE PANCHMAHAL DISTRICT CO OP BANK LTD.NAVABAZARGODHRA using IFSC GSCB0PDC002

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0PDC002, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE PANCHMAHAL DISTRICT CO OP BANK LTD.NAVABAZARGODHRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE PANCHMAHAL DISTRICT CO OP BANK LTD.NAVABAZARGODHRA

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE PANCHMAHAL DISTRICT CO OP BANK LTD.NAVABAZARGODHRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0PDC002 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE PANCHMAHAL DISTRICT CO OP BANK LTD.NAVABAZARGODHRA, use IMPS. With IFSC GSCB0PDC002 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0PDC002 for The Gujarat State Cooperative Bank Limited – THE PANCHMAHAL DISTRICT CO OP BANK LTD.NAVABAZARGODHRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Panchmahal District Co Op Bank Ltd.Navabazargodhra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0PDC002

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE PANCHMAHAL DISTRICT CO OP BANK LTD.NAVABAZARGODHRA is still mapped to IFSC GSCB0PDC002. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0PDC002 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Panchmahal District Co Op Bank Ltd.Navabazargodhra branch is mapped to IFSC GSCB0PDC002 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0PDC002.

Products and services

Customers walking into the The Panchmahal District Co Op Bank Ltd.Navabazargodhra branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0PDC002

MICR & cheque-truncation details

Cheques drawn on the The Panchmahal District Co Op Bank Ltd.Navabazargodhra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0PDC002 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC GSCB0PDC002

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE PANCHMAHAL DISTRICT CO OP BANK LTD.NAVABAZARGODHRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0PDC002 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE PANCHMAHAL DISTRICT CO OP BANK LTD.NAVABAZARGODHRA:

• The IFSC is exactly GSCB0PDC002 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE PANCHMAHAL DISTRICT CO OP BANK LTD.NAVABAZARGODHRA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Panchmahal District Co Op Bank Ltd.Navabazargodhra branch sits at PATELWADA,AT AND PO.GODHRA 389001,DIST PANCHMAHAL. If you are travelling from outside Navabazar Godhra, search for the branch on a maps application using the bank name and locality, or call 2762-241505 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0PDC002 and your account number.

Verifying IFSC GSCB0PDC002 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0PDC002 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2762-241505.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Panchmahal District Co Op Bank Ltd.Navabazargodhra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0PDC002 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0PDC002 belongs to The Gujarat State Cooperative Bank Limited's THE PANCHMAHAL DISTRICT CO OP BANK LTD.NAVABAZARGODHRA branch, located at PATELWADA,AT AND PO.GODHRA 389001,DIST PANCHMAHAL in NAVABAZAR GODHRA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.