IFSC Code of The Gujarat State Cooperative Bank Limited, Ahmedabd District Co Op Bank Ltd Nava Naroda Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, AHMEDABD DISTRICT CO OP BANK LTD NAVA NARODA branch, located in NAVA NARODA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0ADC163. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0ADC163 for The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD NAVA NARODA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD NAVA NARODA branch, the IFSC GSCB0ADC163 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and ADC163 identifies this particular branch.

Branch details at a glance

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the Ahmedabd District Co Op Bank Ltd Nava Naroda branch in Nava Naroda. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0ADC163.

About this branch

The branch is located at GROUND FLOOR SHOP NO 567 UMA COMPLEX NEAR ADISHWAR NAGAR NEAR OLD PARAG SCHOOL NARODA NIKOL ROAD NARODA. It serves the Nava Naroda region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0ADC163 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD NAVA NARODA branch came to be assigned the code GSCB0ADC163.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0ADC163, money simply cannot be routed to the AHMEDABD DISTRICT CO OP BANK LTD NAVA NARODA branch electronically.

How to transfer money using IFSC GSCB0ADC163

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0ADC163 across all three.

How to use IFSC GSCB0ADC163 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD NAVA NARODA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0ADC163.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as AHMEDABD DISTRICT CO OP BANK LTD NAVA NARODA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC GSCB0ADC163

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD NAVA NARODA, ensure your bank's portal accepts IFSC GSCB0ADC163 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Gujarat State Cooperative Bank Limited AHMEDABD DISTRICT CO OP BANK LTD NAVA NARODA (IFSC GSCB0ADC163)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0ADC163 in your mobile or internet banking app, and the money is credited to the AHMEDABD DISTRICT CO OP BANK LTD NAVA NARODA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0ADC163 for The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD NAVA NARODA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ahmedabd District Co Op Bank Ltd Nava Naroda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's AHMEDABD DISTRICT CO OP BANK LTD NAVA NARODA branch, the IFSC GSCB0ADC163 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Ahmedabd District Co Op Bank Ltd Nava Naroda branch is mapped to IFSC GSCB0ADC163 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0ADC163.

Products and services

Customers walking into the Ahmedabd District Co Op Bank Ltd Nava Naroda branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0ADC163

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0ADC163 and the account number together uniquely identify the Ahmedabd District Co Op Bank Ltd Nava Naroda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Ahmedabd District Co Op Bank Ltd Nava Naroda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0ADC163 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC GSCB0ADC163

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD NAVA NARODA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0ADC163.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Ahmedabd District Co Op Bank Ltd Nava Naroda branch

The branch is located at GROUND FLOOR SHOP NO 567 UMA COMPLEX NEAR ADISHWAR NAGAR NEAR OLD PARAG SCHOOL NARODA NIKOL ROAD NARODA, which puts it inside Nava Naroda, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited Ahmedabd District Co Op Bank Ltd Nava Naroda branch” — the verified location pin for IFSC GSCB0ADC163 should appear at the top of the results.
2. Confirm the branch is open by calling 7486012672 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0ADC163 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0ADC163 for The Gujarat State Cooperative Bank Limited – AHMEDABD DISTRICT CO OP BANK LTD NAVA NARODA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Ahmedabd District Co Op Bank Ltd Nava Naroda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0ADC163 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0ADC163 is the IFSC code of The Gujarat State Cooperative Bank Limited, AHMEDABD DISTRICT CO OP BANK LTD NAVA NARODA branch, in NAVA NARODA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.