Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE BANASKANTHA DIST CENT CO OP BANK LTD NAROLI branch in NAROLI, GUJARAT. The branch's IFSC code GSCB0BKD083 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Gujarat State Cooperative Bank Limited – THE BANASKANTHA DIST CENT CO OP BANK LTD NAROLI is GSCB0BKD083. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters BKD083 map to this branch in NAROLI, GUJARAT.
Bank profile
The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Banaskantha Dist Cent Co Op Bank Ltd Naroli branch — IFSC GSCB0BKD083 — extends the bank's services to customers in and around Naroli, Gujarat.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | The Banaskantha Dist Cent Co Op Bank Ltd Naroli |
| IFSC Code | GSCB0BKD083 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST NAROLI |
| City | Naroli |
| District | Banaskantha |
| State | Gujarat |
| STD Code | 2737 |
| Phone | 230021 |
About the The Banaskantha Dist Cent Co Op Bank Ltd Naroli branch
The The Banaskantha Dist Cent Co Op Bank Ltd Naroli branch of The Gujarat State Cooperative Bank Limited is situated at AT POST NAROLI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0BKD083 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE BANASKANTHA DIST CENT CO OP BANK LTD NAROLI branch came to be assigned the code GSCB0BKD083.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0BKD083, money simply cannot be routed to the THE BANASKANTHA DIST CENT CO OP BANK LTD NAROLI branch electronically.
Products and account variants supported
Every account opened at the The Banaskantha Dist Cent Co Op Bank Ltd Naroli branch is mapped to IFSC GSCB0BKD083 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0BKD083.
Banking services available
The The Banaskantha Dist Cent Co Op Bank Ltd Naroli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2737-230021.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0BKD083
How to transfer money using IFSC GSCB0BKD083
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0BKD083 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, THE BANASKANTHA DIST CENT CO OP BANK LTD NAROLI using IFSC GSCB0BKD083
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0BKD083, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE BANASKANTHA DIST CENT CO OP BANK LTD NAROLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC GSCB0BKD083
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE BANASKANTHA DIST CENT CO OP BANK LTD NAROLI, ensure your bank's portal accepts IFSC GSCB0BKD083 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE BANASKANTHA DIST CENT CO OP BANK LTD NAROLI, use IMPS. With IFSC GSCB0BKD083 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0BKD083 for The Gujarat State Cooperative Bank Limited – THE BANASKANTHA DIST CENT CO OP BANK LTD NAROLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0BKD083 | Yes – GSCB0BKD083 | Yes – GSCB0BKD083 |
For most retail customers crediting the The Banaskantha Dist Cent Co Op Bank Ltd Naroli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE BANASKANTHA DIST CENT CO OP BANK LTD NAROLI branch, the IFSC GSCB0BKD083 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the The Banaskantha Dist Cent Co Op Bank Ltd Naroli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0BKD083 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the The Banaskantha Dist Cent Co Op Bank Ltd Naroli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0BKD083 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC GSCB0BKD083
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE BANASKANTHA DIST CENT CO OP BANK LTD NAROLI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GSCB0BKD083. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The The Banaskantha Dist Cent Co Op Bank Ltd Naroli branch sits at AT POST NAROLI. If you are travelling from outside Naroli, search for the branch on a maps application using the bank name and locality, or call 2737-230021 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0BKD083 and your account number.
Verifying IFSC GSCB0BKD083 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0BKD083 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2737-230021.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at The Banaskantha Dist Cent Co Op Bank Ltd Naroli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0BKD083 continue to work without interruption.
Branch address & contact
The Gujarat State Cooperative Bank LimitedThe Banaskantha Dist Cent Co Op Bank Ltd Naroli Branch
AT POST NAROLI
Naroli, Gujarat
Phone: 2737-230021
IFSC: GSCB0BKD083
Frequently asked questions
Is IFSC GSCB0BKD083 valid for NEFT and RTGS?
Yes. IFSC GSCB0BKD083 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Banaskantha Dist Cent Co Op Bank Ltd Naroli branch but serve different purposes.
Is IFSC GSCB0BKD083 the same for all accounts at The Banaskantha Dist Cent Co Op Bank Ltd Naroli branch?
Yes. The IFSC GSCB0BKD083 is shared by every account held at The Gujarat State Cooperative Bank Limited's The Banaskantha Dist Cent Co Op Bank Ltd Naroli branch. Only the account number changes from customer to customer.
How do I add The Gujarat State Cooperative Bank Limited The Banaskantha Dist Cent Co Op Bank Ltd Naroli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0BKD083, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using GSCB0BKD083 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – The Banaskantha Dist Cent Co Op Bank Ltd Naroli reflect within 30 minutes.
What is the IFSC code of The Gujarat State Cooperative Bank Limited The Banaskantha Dist Cent Co Op Bank Ltd Naroli branch?
The IFSC code of The Gujarat State Cooperative Bank Limited, The Banaskantha Dist Cent Co Op Bank Ltd Naroli branch is GSCB0BKD083. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of The Gujarat State Cooperative Bank Limited The Banaskantha Dist Cent Co Op Bank Ltd Naroli branch?
You can reach the branch at 2737-230021 during regular banking hours.
Where is The Gujarat State Cooperative Bank Limited The Banaskantha Dist Cent Co Op Bank Ltd Naroli branch located?
The Gujarat State Cooperative Bank Limited's The Banaskantha Dist Cent Co Op Bank Ltd Naroli branch is located at AT POST NAROLI, Naroli, Gujarat.
Summary
The IFSC code GSCB0BKD083 belongs to The Gujarat State Cooperative Bank Limited's THE BANASKANTHA DIST CENT CO OP BANK LTD NAROLI branch, located at AT POST NAROLI in NAROLI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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