IFSC Code of The Gujarat State Cooperative Bank Limited, The Kheda District Central Co Op Bank Ltd Nadiad Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, THE KHEDA DISTRICT CENTRAL CO OP BANK LTD NADIAD branch, located in NADIAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0KDC067. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0KDC067 for The Gujarat State Cooperative Bank Limited – THE KHEDA DISTRICT CENTRAL CO OP BANK LTD NADIAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE KHEDA DISTRICT CENTRAL CO OP BANK LTD NADIAD is GSCB0KDC067. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters KDC067 map to this branch in NADIAD, GUJARAT.

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Kheda District Central Co Op Bank Ltd Nadiad branch in Nadiad, Gujarat is part of this network and uses the IFSC code GSCB0KDC067 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at GHODIYA BAZAR NADIAD. It serves the Nadiad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0KDC067 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE KHEDA DISTRICT CENTRAL CO OP BANK LTD NADIAD branch came to be assigned the code GSCB0KDC067.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0KDC067, money simply cannot be routed to the THE KHEDA DISTRICT CENTRAL CO OP BANK LTD NADIAD branch electronically.

Products and account variants supported

Every account opened at the The Kheda District Central Co Op Bank Ltd Nadiad branch is mapped to IFSC GSCB0KDC067 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0KDC067.

Banking services available

The The Kheda District Central Co Op Bank Ltd Nadiad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7046995066.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0KDC067

How to transfer money using IFSC GSCB0KDC067

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0KDC067 across all three.

How to use IFSC GSCB0KDC067 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE KHEDA DISTRICT CENTRAL CO OP BANK LTD NADIAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0KDC067.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE KHEDA DISTRICT CENTRAL CO OP BANK LTD NADIAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE KHEDA DISTRICT CENTRAL CO OP BANK LTD NADIAD

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE KHEDA DISTRICT CENTRAL CO OP BANK LTD NADIAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0KDC067 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE KHEDA DISTRICT CENTRAL CO OP BANK LTD NADIAD, use IMPS. With IFSC GSCB0KDC067 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0KDC067 for The Gujarat State Cooperative Bank Limited – THE KHEDA DISTRICT CENTRAL CO OP BANK LTD NADIAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Kheda District Central Co Op Bank Ltd Nadiad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Gujarat State Cooperative Bank Limited's THE KHEDA DISTRICT CENTRAL CO OP BANK LTD NADIAD branch, the IFSC GSCB0KDC067 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the The Kheda District Central Co Op Bank Ltd Nadiad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0KDC067 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0KDC067 and the account number together uniquely identify the The Kheda District Central Co Op Bank Ltd Nadiad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE KHEDA DISTRICT CENTRAL CO OP BANK LTD NADIAD:

• The IFSC is exactly GSCB0KDC067 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE KHEDA DISTRICT CENTRAL CO OP BANK LTD NADIAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Kheda District Central Co Op Bank Ltd Nadiad branch sits at GHODIYA BAZAR NADIAD. If you are travelling from outside Nadiad, search for the branch on a maps application using the bank name and locality, or call 7046995066 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0KDC067 and your account number.

Verifying IFSC GSCB0KDC067 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0KDC067 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7046995066.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Kheda District Central Co Op Bank Ltd Nadiad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0KDC067, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0KDC067 belongs to The Gujarat State Cooperative Bank Limited's THE KHEDA DISTRICT CENTRAL CO OP BANK LTD NADIAD branch, located at GHODIYA BAZAR NADIAD in NADIAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.