IFSC Code of The Gujarat State Cooperative Bank Limited, The Bhuj Mercantile Coop Bank Ltd Villeparle E Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Gujarat State Cooperative Bank Limited's THE BHUJ MERCANTILE COOP BANK LTD VILLEPARLE E branch in MUMBAI, MAHARASHTRA. The branch's IFSC code GSCB0UTBM11 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Gujarat State Cooperative Bank Limited's THE BHUJ MERCANTILE COOP BANK LTD VILLEPARLE E branch, the IFSC GSCB0UTBM11 breaks down as follows: GSCB identifies the bank, 0 is the reserved character, and UTBM11 identifies this particular branch.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Bhuj Mercantile Coop Bank Ltd Villeparle E branch — IFSC GSCB0UTBM11 — extends the bank's services to customers in and around Mumbai, Maharashtra.

About the The Bhuj Mercantile Coop Bank Ltd Villeparle E branch

The The Bhuj Mercantile Coop Bank Ltd Villeparle E branch of The Gujarat State Cooperative Bank Limited is situated at 75, PATEL HOUSE M.G. CROSS ROAD. OPP BANK OF BARODA VILE PARLE, (EAST) MUMBAI 400057. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0UTBM11 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE BHUJ MERCANTILE COOP BANK LTD VILLEPARLE E branch came to be assigned the code GSCB0UTBM11.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0UTBM11, money simply cannot be routed to the THE BHUJ MERCANTILE COOP BANK LTD VILLEPARLE E branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Bhuj Mercantile Coop Bank Ltd Villeparle E branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0UTBM11 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC GSCB0UTBM11

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UTBM11 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, THE BHUJ MERCANTILE COOP BANK LTD VILLEPARLE E using IFSC GSCB0UTBM11

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0UTBM11, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE BHUJ MERCANTILE COOP BANK LTD VILLEPARLE E. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC GSCB0UTBM11

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE BHUJ MERCANTILE COOP BANK LTD VILLEPARLE E, ensure your bank's portal accepts IFSC GSCB0UTBM11 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Gujarat State Cooperative Bank Limited THE BHUJ MERCANTILE COOP BANK LTD VILLEPARLE E (IFSC GSCB0UTBM11)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0UTBM11 in your mobile or internet banking app, and the money is credited to the THE BHUJ MERCANTILE COOP BANK LTD VILLEPARLE E branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0UTBM11 for The Gujarat State Cooperative Bank Limited – THE BHUJ MERCANTILE COOP BANK LTD VILLEPARLE E, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Bhuj Mercantile Coop Bank Ltd Villeparle E branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0UTBM11

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE BHUJ MERCANTILE COOP BANK LTD VILLEPARLE E is still mapped to IFSC GSCB0UTBM11. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UTBM11 and the beneficiary's account number to complete the transfer.

Account types you can open at the The Bhuj Mercantile Coop Bank Ltd Villeparle E branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE BHUJ MERCANTILE COOP BANK LTD VILLEPARLE E, the IFSC GSCB0UTBM11 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Bhuj Mercantile Coop Bank Ltd Villeparle E branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0UTBM11

Digital banking channels

Most day-to-day work that customers used to do at the The Bhuj Mercantile Coop Bank Ltd Villeparle E branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0UTBM11 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The The Bhuj Mercantile Coop Bank Ltd Villeparle E branch sits at 75, PATEL HOUSE M.G. CROSS ROAD. OPP BANK OF BARODA VILE PARLE, (EAST) MUMBAI 400057. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 9987154133 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0UTBM11 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE BHUJ MERCANTILE COOP BANK LTD VILLEPARLE E:

• The IFSC is exactly GSCB0UTBM11 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE BHUJ MERCANTILE COOP BANK LTD VILLEPARLE E as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Bhuj Mercantile Coop Bank Ltd Villeparle E branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0UTBM11, however, work 24x7.

Verifying IFSC GSCB0UTBM11 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0UTBM11 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9987154133.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0UTBM11 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE BHUJ MERCANTILE COOP BANK LTD VILLEPARLE E branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.