If you are searching for the IFSC code of The Gujarat State Cooperative Bank Limited, SHRI RAJKOT DISTRICT CO-OP. BANK LTD. MOTA DADVA branch in MOTADADVA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is GSCB0RJT029. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SHRI RAJKOT DISTRICT CO-OP. BANK LTD. MOTA DADVA branch, and detailed step-by-step guides for using the IFSC GSCB0RJT029 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, GSCB0RJT029 is the IFSC of The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT CO-OP. BANK LTD. MOTA DADVA branch. The format is fixed: GSCB = bank code, 0 = reserved, RJT029 = branch identifier.
About The Gujarat State Cooperative Bank Limited
The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the Shri Rajkot District Co-Op. Bank Ltd. Mota Dadva branch in Motadadva. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0RJT029.
Branch details at a glance
| Bank Name | The Gujarat State Cooperative Bank Limited |
|---|---|
| Branch | Shri Rajkot District Co-Op. Bank Ltd. Mota Dadva |
| IFSC Code | GSCB0RJT029 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR CHORA, UNDER VADLA, MOTA DADVA |
| City | Motadadva |
| District | Rajkot |
| State | Gujarat |
| Phone | 9687744566 |
About this branch
The branch is located at NEAR CHORA, UNDER VADLA, MOTA DADVA. It serves the Motadadva region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0RJT029 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's SHRI RAJKOT DISTRICT CO-OP. BANK LTD. MOTA DADVA branch came to be assigned the code GSCB0RJT029.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0RJT029, money simply cannot be routed to the SHRI RAJKOT DISTRICT CO-OP. BANK LTD. MOTA DADVA branch electronically.
Products and account variants supported
Every account opened at the Shri Rajkot District Co-Op. Bank Ltd. Mota Dadva branch is mapped to IFSC GSCB0RJT029 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains GSCB0RJT029.
Banking services available
The Shri Rajkot District Co-Op. Bank Ltd. Mota Dadva branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9687744566.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0RJT029
How to transfer money using IFSC GSCB0RJT029
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0RJT029 across all three.
NEFT to The Gujarat State Cooperative Bank Limited, SHRI RAJKOT DISTRICT CO-OP. BANK LTD. MOTA DADVA using IFSC GSCB0RJT029
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0RJT029, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT CO-OP. BANK LTD. MOTA DADVA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC GSCB0RJT029
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT CO-OP. BANK LTD. MOTA DADVA, ensure your bank's portal accepts IFSC GSCB0RJT029 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT CO-OP. BANK LTD. MOTA DADVA, use IMPS. With IFSC GSCB0RJT029 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC GSCB0RJT029 for The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT CO-OP. BANK LTD. MOTA DADVA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – GSCB0RJT029 | Yes – GSCB0RJT029 | Yes – GSCB0RJT029 |
For most retail customers crediting the Shri Rajkot District Co-Op. Bank Ltd. Mota Dadva branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC GSCB0RJT029
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT CO-OP. BANK LTD. MOTA DADVA is still mapped to IFSC GSCB0RJT029. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0RJT029 and the beneficiary's account number to complete the transfer.
Online banking and IFSC GSCB0RJT029
The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SHRI RAJKOT DISTRICT CO-OP. BANK LTD. MOTA DADVA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0RJT029 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0RJT029 and the account number together uniquely identify the Shri Rajkot District Co-Op. Bank Ltd. Mota Dadva branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC GSCB0RJT029
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT CO-OP. BANK LTD. MOTA DADVA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
GSCB0RJT029. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Shri Rajkot District Co-Op. Bank Ltd. Mota Dadva branch sits at NEAR CHORA, UNDER VADLA, MOTA DADVA. If you are travelling from outside Motadadva, search for the branch on a maps application using the bank name and locality, or call 9687744566 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0RJT029 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC GSCB0RJT029 for The Gujarat State Cooperative Bank Limited – SHRI RAJKOT DISTRICT CO-OP. BANK LTD. MOTA DADVA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shri Rajkot District Co-Op. Bank Ltd. Mota Dadva branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0RJT029, however, work 24x7.
Branch address & contact
The Gujarat State Cooperative Bank LimitedShri Rajkot District Co-Op. Bank Ltd. Mota Dadva Branch
NEAR CHORA, UNDER VADLA, MOTA DADVA
Motadadva, Gujarat
Phone: 9687744566
IFSC: GSCB0RJT029
Frequently asked questions
Is IFSC GSCB0RJT029 the same for all accounts at Shri Rajkot District Co-Op. Bank Ltd. Mota Dadva branch?
Yes. The IFSC GSCB0RJT029 is shared by every account held at The Gujarat State Cooperative Bank Limited's Shri Rajkot District Co-Op. Bank Ltd. Mota Dadva branch. Only the account number changes from customer to customer.
Where is The Gujarat State Cooperative Bank Limited Shri Rajkot District Co-Op. Bank Ltd. Mota Dadva branch located?
The Gujarat State Cooperative Bank Limited's Shri Rajkot District Co-Op. Bank Ltd. Mota Dadva branch is located at NEAR CHORA, UNDER VADLA, MOTA DADVA, Motadadva, Gujarat.
How do I add The Gujarat State Cooperative Bank Limited Shri Rajkot District Co-Op. Bank Ltd. Mota Dadva as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC GSCB0RJT029, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shri Rajkot District Co-Op. Bank Ltd. Mota Dadva branch but serve different purposes.
Does The Gujarat State Cooperative Bank Limited Shri Rajkot District Co-Op. Bank Ltd. Mota Dadva branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9687744566 to confirm.
How quickly will an NEFT transfer using GSCB0RJT029 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Gujarat State Cooperative Bank Limited – Shri Rajkot District Co-Op. Bank Ltd. Mota Dadva reflect within 30 minutes.
Is IFSC GSCB0RJT029 valid for NEFT and RTGS?
Yes. IFSC GSCB0RJT029 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of The Gujarat State Cooperative Bank Limited Shri Rajkot District Co-Op. Bank Ltd. Mota Dadva branch?
You can reach the branch at 9687744566 during regular banking hours.
Final notes
To recap: GSCB0RJT029 is the IFSC code of The Gujarat State Cooperative Bank Limited, SHRI RAJKOT DISTRICT CO-OP. BANK LTD. MOTA DADVA branch, in MOTADADVA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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