IFSC Code of The Gujarat State Cooperative Bank Limited, The Mehsana Dist Central Co Op Bank Ltd Modhera Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, THE MEHSANA DIST CENTRAL CO OP BANK LTD MODHERA branch in MODHERA. The 11-digit IFSC GSCB0MSN037 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the THE MEHSANA DIST CENTRAL CO OP BANK LTD MODHERA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0MSN037 is the IFSC of The Gujarat State Cooperative Bank Limited's THE MEHSANA DIST CENTRAL CO OP BANK LTD MODHERA branch. The format is fixed: GSCB = bank code, 0 = reserved, MSN037 = branch identifier.

About The Gujarat State Cooperative Bank Limited

The Gujarat State Cooperative Bank Limited operates a wide network of branches across India, including the The Mehsana Dist Central Co Op Bank Ltd Modhera branch in Modhera. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, GSCB0MSN037.

Branch details at a glance

About the The Mehsana Dist Central Co Op Bank Ltd Modhera branch

The The Mehsana Dist Central Co Op Bank Ltd Modhera branch of The Gujarat State Cooperative Bank Limited is situated at AT AND POST MODHERA NEAR BUS STATION TA BECHARAJI DIST MEHSANA 384212. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0MSN037 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE MEHSANA DIST CENTRAL CO OP BANK LTD MODHERA branch came to be assigned the code GSCB0MSN037.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0MSN037, money simply cannot be routed to the THE MEHSANA DIST CENTRAL CO OP BANK LTD MODHERA branch electronically.

Account types you can open at the The Mehsana Dist Central Co Op Bank Ltd Modhera branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD MODHERA, the IFSC GSCB0MSN037 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Mehsana Dist Central Co Op Bank Ltd Modhera branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0MSN037

How to transfer money using IFSC GSCB0MSN037

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0MSN037 across all three.

How to use IFSC GSCB0MSN037 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE MEHSANA DIST CENTRAL CO OP BANK LTD MODHERA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0MSN037.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE MEHSANA DIST CENTRAL CO OP BANK LTD MODHERA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE MEHSANA DIST CENTRAL CO OP BANK LTD MODHERA

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE MEHSANA DIST CENTRAL CO OP BANK LTD MODHERA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0MSN037 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited THE MEHSANA DIST CENTRAL CO OP BANK LTD MODHERA (IFSC GSCB0MSN037)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0MSN037 in your mobile or internet banking app, and the money is credited to the THE MEHSANA DIST CENTRAL CO OP BANK LTD MODHERA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Mehsana Dist Central Co Op Bank Ltd Modhera

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0MSN037:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE MEHSANA DIST CENTRAL CO OP BANK LTD MODHERA is still linked to IFSC GSCB0MSN037.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0MSN037

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD MODHERA is still mapped to IFSC GSCB0MSN037. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0MSN037 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The Mehsana Dist Central Co Op Bank Ltd Modhera branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0MSN037 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0MSN037 and the account number together uniquely identify the The Mehsana Dist Central Co Op Bank Ltd Modhera branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC GSCB0MSN037

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE MEHSANA DIST CENTRAL CO OP BANK LTD MODHERA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0MSN037.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Mehsana Dist Central Co Op Bank Ltd Modhera branch

The branch is located at AT AND POST MODHERA NEAR BUS STATION TA BECHARAJI DIST MEHSANA 384212, which puts it inside Modhera, the broader Mehsana district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Mehsana Dist Central Co Op Bank Ltd Modhera branch” — the verified location pin for IFSC GSCB0MSN037 should appear at the top of the results.
2. Confirm the branch is open by calling 2734-284332 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0MSN037 and your account number.

Verifying IFSC GSCB0MSN037 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0MSN037 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2734-284332.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Mehsana Dist Central Co Op Bank Ltd Modhera are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0MSN037 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0MSN037 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE MEHSANA DIST CENTRAL CO OP BANK LTD MODHERA branch, in MODHERA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.