IFSC Code of The Gujarat State Cooperative Bank Limited, The Sabarkantha Dist Cen Co Op Bank Ltd Itadi Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, THE SABARKANTHA DIST CEN CO OP BANK LTD ITADI branch in MODASA. The 11-digit IFSC GSCB0SKB131 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the THE SABARKANTHA DIST CEN CO OP BANK LTD ITADI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD ITADI is GSCB0SKB131. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SKB131 map to this branch in MODASA, GUJARAT.

Bank profile

The Gujarat State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Sabarkantha Dist Cen Co Op Bank Ltd Itadi branch — IFSC GSCB0SKB131 — extends the bank's services to customers in and around Modasa, Gujarat.

Branch details at a glance

About the The Sabarkantha Dist Cen Co Op Bank Ltd Itadi branch

The The Sabarkantha Dist Cen Co Op Bank Ltd Itadi branch of The Gujarat State Cooperative Bank Limited is situated at AT POST ITADI 383316. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0SKB131 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE SABARKANTHA DIST CEN CO OP BANK LTD ITADI branch came to be assigned the code GSCB0SKB131.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0SKB131, money simply cannot be routed to the THE SABARKANTHA DIST CEN CO OP BANK LTD ITADI branch electronically.

Account types you can open at the The Sabarkantha Dist Cen Co Op Bank Ltd Itadi branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD ITADI, the IFSC GSCB0SKB131 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Sabarkantha Dist Cen Co Op Bank Ltd Itadi branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0SKB131

How to transfer money using IFSC GSCB0SKB131

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0SKB131 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, THE SABARKANTHA DIST CEN CO OP BANK LTD ITADI using IFSC GSCB0SKB131

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0SKB131, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD ITADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC GSCB0SKB131

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD ITADI, ensure your bank's portal accepts IFSC GSCB0SKB131 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Gujarat State Cooperative Bank Limited THE SABARKANTHA DIST CEN CO OP BANK LTD ITADI (IFSC GSCB0SKB131)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0SKB131 in your mobile or internet banking app, and the money is credited to the THE SABARKANTHA DIST CEN CO OP BANK LTD ITADI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Sabarkantha Dist Cen Co Op Bank Ltd Itadi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0SKB131:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE SABARKANTHA DIST CEN CO OP BANK LTD ITADI is still linked to IFSC GSCB0SKB131.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0SKB131

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD ITADI is still mapped to IFSC GSCB0SKB131. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0SKB131 and the beneficiary's account number to complete the transfer.

Online banking and IFSC GSCB0SKB131

The Gujarat State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE SABARKANTHA DIST CEN CO OP BANK LTD ITADI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC GSCB0SKB131 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0SKB131 and the account number together uniquely identify the The Sabarkantha Dist Cen Co Op Bank Ltd Itadi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE SABARKANTHA DIST CEN CO OP BANK LTD ITADI:

• The IFSC is exactly GSCB0SKB131 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE SABARKANTHA DIST CEN CO OP BANK LTD ITADI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Sabarkantha Dist Cen Co Op Bank Ltd Itadi branch sits at AT POST ITADI 383316. If you are travelling from outside Modasa, search for the branch on a maps application using the bank name and locality, or call 9824683831 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0SKB131 and your account number.

Verifying IFSC GSCB0SKB131 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0SKB131 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9824683831.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Sabarkantha Dist Cen Co Op Bank Ltd Itadi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0SKB131, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0SKB131 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE SABARKANTHA DIST CEN CO OP BANK LTD ITADI branch, in MODASA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.