IFSC Code of The Gujarat State Cooperative Bank Limited, The Modasa Nagrik Sahakari Bank Ltd Market Yard Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, THE MODASA NAGRIK SAHAKARI BANK LTD MARKET YARD branch, located in MODASA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0MNSB02. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0MNSB02 for The Gujarat State Cooperative Bank Limited – THE MODASA NAGRIK SAHAKARI BANK LTD MARKET YARD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0MNSB02 is the IFSC of The Gujarat State Cooperative Bank Limited's THE MODASA NAGRIK SAHAKARI BANK LTD MARKET YARD branch. The format is fixed: GSCB = bank code, 0 = reserved, MNSB02 = branch identifier.

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Modasa Nagrik Sahakari Bank Ltd Market Yard branch in Modasa, Gujarat is part of this network and uses the IFSC code GSCB0MNSB02 for all electronic settlement.

About this branch

The branch is located at STATION ROAD, MODASA - 383315. It serves the Modasa region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Gujarat State Cooperative Bank Limited. The IFSC GSCB0MNSB02 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE MODASA NAGRIK SAHAKARI BANK LTD MARKET YARD branch came to be assigned the code GSCB0MNSB02.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0MNSB02, money simply cannot be routed to the THE MODASA NAGRIK SAHAKARI BANK LTD MARKET YARD branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Modasa Nagrik Sahakari Bank Ltd Market Yard branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC GSCB0MNSB02 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC GSCB0MNSB02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0MNSB02 across all three.

How to use IFSC GSCB0MNSB02 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE MODASA NAGRIK SAHAKARI BANK LTD MARKET YARD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0MNSB02.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE MODASA NAGRIK SAHAKARI BANK LTD MARKET YARD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE MODASA NAGRIK SAHAKARI BANK LTD MARKET YARD

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE MODASA NAGRIK SAHAKARI BANK LTD MARKET YARD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0MNSB02 while initiating the transfer and the credit will appear within minutes.

IMPS to The Gujarat State Cooperative Bank Limited THE MODASA NAGRIK SAHAKARI BANK LTD MARKET YARD (IFSC GSCB0MNSB02)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC GSCB0MNSB02 in your mobile or internet banking app, and the money is credited to the THE MODASA NAGRIK SAHAKARI BANK LTD MARKET YARD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Modasa Nagrik Sahakari Bank Ltd Market Yard

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0MNSB02:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE MODASA NAGRIK SAHAKARI BANK LTD MARKET YARD is still linked to IFSC GSCB0MNSB02.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0MNSB02

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE MODASA NAGRIK SAHAKARI BANK LTD MARKET YARD is still mapped to IFSC GSCB0MNSB02. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0MNSB02 and the beneficiary's account number to complete the transfer.

Account types you can open at the The Modasa Nagrik Sahakari Bank Ltd Market Yard branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE MODASA NAGRIK SAHAKARI BANK LTD MARKET YARD, the IFSC GSCB0MNSB02 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Modasa Nagrik Sahakari Bank Ltd Market Yard branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0MNSB02

Digital banking channels

Most day-to-day work that customers used to do at the The Modasa Nagrik Sahakari Bank Ltd Market Yard branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0MNSB02 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the The Modasa Nagrik Sahakari Bank Ltd Market Yard branch

The branch is located at STATION ROAD, MODASA - 383315, which puts it inside Modasa, the broader Aravalli district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Modasa Nagrik Sahakari Bank Ltd Market Yard branch” — the verified location pin for IFSC GSCB0MNSB02 should appear at the top of the results.
2. Confirm the branch is open by calling 2774-242763 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0MNSB02 and your account number.

Common mistakes to avoid when using IFSC GSCB0MNSB02

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE MODASA NAGRIK SAHAKARI BANK LTD MARKET YARD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0MNSB02.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Modasa Nagrik Sahakari Bank Ltd Market Yard branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0MNSB02, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0MNSB02 for The Gujarat State Cooperative Bank Limited – THE MODASA NAGRIK SAHAKARI BANK LTD MARKET YARD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0MNSB02 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE MODASA NAGRIK SAHAKARI BANK LTD MARKET YARD branch, in MODASA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.