IFSC Code of The Gujarat State Cooperative Bank Limited, The Chhapi Nagarik Sahakari Bank Ltd Meta Branch Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Gujarat State Cooperative Bank Limited, THE CHHAPI NAGARIK SAHAKARI BANK LTD META BRANCH branch in META. The 11-digit IFSC GSCB0UCHA01 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Gujarat State Cooperative Bank Limited at the THE CHHAPI NAGARIK SAHAKARI BANK LTD META BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, GSCB0UCHA01 is the IFSC of The Gujarat State Cooperative Bank Limited's THE CHHAPI NAGARIK SAHAKARI BANK LTD META BRANCH branch. The format is fixed: GSCB = bank code, 0 = reserved, UCHA01 = branch identifier.

Branch details at a glance

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Chhapi Nagarik Sahakari Bank Ltd Meta Branch branch in Meta, Gujarat is part of this network and uses the IFSC code GSCB0UCHA01 for all electronic settlement.

About the The Chhapi Nagarik Sahakari Bank Ltd Meta Branch branch

The The Chhapi Nagarik Sahakari Bank Ltd Meta Branch branch of The Gujarat State Cooperative Bank Limited is situated at NR.NODOLIYA VAS,AT-META,TA-VADGAM,DIST-B.K. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code GSCB0UCHA01 is used.

Why every The Gujarat State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE CHHAPI NAGARIK SAHAKARI BANK LTD META BRANCH of The Gujarat State Cooperative Bank Limited — its own 11-character IFSC. The code GSCB0UCHA01 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC GSCB0UCHA01 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC GSCB0UCHA01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UCHA01 across all three.

NEFT to The Gujarat State Cooperative Bank Limited, THE CHHAPI NAGARIK SAHAKARI BANK LTD META BRANCH using IFSC GSCB0UCHA01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC GSCB0UCHA01, and confirm that the system picks up The Gujarat State Cooperative Bank Limited – THE CHHAPI NAGARIK SAHAKARI BANK LTD META BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC GSCB0UCHA01

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Gujarat State Cooperative Bank Limited – THE CHHAPI NAGARIK SAHAKARI BANK LTD META BRANCH, ensure your bank's portal accepts IFSC GSCB0UCHA01 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE CHHAPI NAGARIK SAHAKARI BANK LTD META BRANCH, use IMPS. With IFSC GSCB0UCHA01 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Chhapi Nagarik Sahakari Bank Ltd Meta Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC GSCB0UCHA01:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE CHHAPI NAGARIK SAHAKARI BANK LTD META BRANCH is still linked to IFSC GSCB0UCHA01.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC GSCB0UCHA01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE CHHAPI NAGARIK SAHAKARI BANK LTD META BRANCH is still mapped to IFSC GSCB0UCHA01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UCHA01 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Chhapi Nagarik Sahakari Bank Ltd Meta Branch branch is mapped to IFSC GSCB0UCHA01 on the RBI payments network. The branch generally supports the full retail product catalogue of The Gujarat State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains GSCB0UCHA01.

Banking services available

The The Chhapi Nagarik Sahakari Bank Ltd Meta Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2739-286761.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC GSCB0UCHA01

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0UCHA01 and the account number together uniquely identify the The Chhapi Nagarik Sahakari Bank Ltd Meta Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the The Chhapi Nagarik Sahakari Bank Ltd Meta Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0UCHA01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Gujarat State Cooperative Bank Limited – THE CHHAPI NAGARIK SAHAKARI BANK LTD META BRANCH:

• The IFSC is exactly GSCB0UCHA01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Gujarat State Cooperative Bank Limited as the bank name and THE CHHAPI NAGARIK SAHAKARI BANK LTD META BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Chhapi Nagarik Sahakari Bank Ltd Meta Branch branch

The branch is located at NR.NODOLIYA VAS,AT-META,TA-VADGAM,DIST-B.K, which puts it inside Meta, the broader Banas Kantha district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “The Gujarat State Cooperative Bank Limited The Chhapi Nagarik Sahakari Bank Ltd Meta Branch branch” — the verified location pin for IFSC GSCB0UCHA01 should appear at the top of the results.
2. Confirm the branch is open by calling 2739-286761 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC GSCB0UCHA01 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC GSCB0UCHA01 for The Gujarat State Cooperative Bank Limited – THE CHHAPI NAGARIK SAHAKARI BANK LTD META BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Chhapi Nagarik Sahakari Bank Ltd Meta Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to GSCB0UCHA01 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code GSCB0UCHA01 belongs to The Gujarat State Cooperative Bank Limited's THE CHHAPI NAGARIK SAHAKARI BANK LTD META BRANCH branch, located at NR.NODOLIYA VAS,AT-META,TA-VADGAM,DIST-B.K in META, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.