IFSC Code of The Gujarat State Cooperative Bank Limited, The Mehsana Jilla Panchayat Karmachari Coop Bank Ltd Vijapur Branch Branch, Gujarat

Below are the complete branch details for The Gujarat State Cooperative Bank Limited, THE MEHSANA JILLA PANCHAYAT KARMACHARI COOP BANK LTD VIJAPUR BRANCH branch, located in MEHSANA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is GSCB0UMEH02. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case GSCB0UMEH02 for The Gujarat State Cooperative Bank Limited – THE MEHSANA JILLA PANCHAYAT KARMACHARI COOP BANK LTD VIJAPUR BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Gujarat State Cooperative Bank Limited – THE MEHSANA JILLA PANCHAYAT KARMACHARI COOP BANK LTD VIJAPUR BRANCH is GSCB0UMEH02. The first four letters GSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters UMEH02 map to this branch in MEHSANA, GUJARAT.

Branch details at a glance

About the bank

The Gujarat State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Mehsana Jilla Panchayat Karmachari Coop Bank Ltd Vijapur Branch branch in Mehsana, Gujarat is part of this network and uses the IFSC code GSCB0UMEH02 for all electronic settlement.

The Mehsana Jilla Panchayat Karmachari Coop Bank Ltd Vijapur Branch branch overview

Located at SHREJI COMPLEX,NEAR TALUKA PANCHAYAT OFFICE,VIJAPUR 382870, the The Mehsana Jilla Panchayat Karmachari Coop Bank Ltd Vijapur Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC GSCB0UMEH02 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Gujarat State Cooperative Bank Limited's THE MEHSANA JILLA PANCHAYAT KARMACHARI COOP BANK LTD VIJAPUR BRANCH branch came to be assigned the code GSCB0UMEH02.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC GSCB0UMEH02, money simply cannot be routed to the THE MEHSANA JILLA PANCHAYAT KARMACHARI COOP BANK LTD VIJAPUR BRANCH branch electronically.

How to transfer money using IFSC GSCB0UMEH02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC GSCB0UMEH02 across all three.

How to use IFSC GSCB0UMEH02 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Gujarat State Cooperative Bank Limited's THE MEHSANA JILLA PANCHAYAT KARMACHARI COOP BANK LTD VIJAPUR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC GSCB0UMEH02.
4. Confirm the bank name auto-populates as The Gujarat State Cooperative Bank Limited and the branch as THE MEHSANA JILLA PANCHAYAT KARMACHARI COOP BANK LTD VIJAPUR BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE MEHSANA JILLA PANCHAYAT KARMACHARI COOP BANK LTD VIJAPUR BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at The Gujarat State Cooperative Bank Limited's THE MEHSANA JILLA PANCHAYAT KARMACHARI COOP BANK LTD VIJAPUR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC GSCB0UMEH02 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Gujarat State Cooperative Bank Limited – THE MEHSANA JILLA PANCHAYAT KARMACHARI COOP BANK LTD VIJAPUR BRANCH, use IMPS. With IFSC GSCB0UMEH02 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC GSCB0UMEH02 for The Gujarat State Cooperative Bank Limited – THE MEHSANA JILLA PANCHAYAT KARMACHARI COOP BANK LTD VIJAPUR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Mehsana Jilla Panchayat Karmachari Coop Bank Ltd Vijapur Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC GSCB0UMEH02

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Gujarat State Cooperative Bank Limited – THE MEHSANA JILLA PANCHAYAT KARMACHARI COOP BANK LTD VIJAPUR BRANCH is still mapped to IFSC GSCB0UMEH02. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC GSCB0UMEH02 and the beneficiary's account number to complete the transfer.

Account types you can open at the The Mehsana Jilla Panchayat Karmachari Coop Bank Ltd Vijapur Branch branch

Once you have an account at The Gujarat State Cooperative Bank Limited – THE MEHSANA JILLA PANCHAYAT KARMACHARI COOP BANK LTD VIJAPUR BRANCH, the IFSC GSCB0UMEH02 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Mehsana Jilla Panchayat Karmachari Coop Bank Ltd Vijapur Branch branch can access most of The Gujarat State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC GSCB0UMEH02

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Gujarat State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC GSCB0UMEH02 and the account number together uniquely identify the The Mehsana Jilla Panchayat Karmachari Coop Bank Ltd Vijapur Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the The Mehsana Jilla Panchayat Karmachari Coop Bank Ltd Vijapur Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC GSCB0UMEH02 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC GSCB0UMEH02

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Gujarat State Cooperative Bank Limited – THE MEHSANA JILLA PANCHAYAT KARMACHARI COOP BANK LTD VIJAPUR BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: GSCB0UMEH02.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Mehsana Jilla Panchayat Karmachari Coop Bank Ltd Vijapur Branch branch sits at SHREJI COMPLEX,NEAR TALUKA PANCHAYAT OFFICE,VIJAPUR 382870. If you are travelling from outside Mehsana, search for the branch on a maps application using the bank name and locality, or call 2763-223668 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC GSCB0UMEH02 and your account number.

Verifying IFSC GSCB0UMEH02 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm GSCB0UMEH02 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2763-223668.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Mehsana Jilla Panchayat Karmachari Coop Bank Ltd Vijapur Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC GSCB0UMEH02, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: GSCB0UMEH02 is the IFSC code of The Gujarat State Cooperative Bank Limited, THE MEHSANA JILLA PANCHAYAT KARMACHARI COOP BANK LTD VIJAPUR BRANCH branch, in MEHSANA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.